7003 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7003 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1997
Lot Size	0.209 acres (9,102 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Apr 2006)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602147-0-400`

Property Details

APN / Parcel Number

Primary APN	`602147-0-400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,757 sqft
1st Floor Area	1,064 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,102 sqft (0.209 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7003 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 23 SUMMER MEADOWS L 40 EASE OF RECORD OUT OF 2-017 SEG G-0501MD 11/9/94MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	SUMMER MEADOWS
Legal Lot Number	40
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4003
Census Tract	73128

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7003 198TH ST E, SPANAWAY, WA 98387-5229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 19, 2017	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2006 · Amount on Record
Deed Sale	Apr 17, 2006 · Amount on Record
Prior Sale	Apr 11, 1997 · Amount on Record
Deed Document Number	20061066
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7003 198TH ST E, SPANAWAY, WA 98387-5229
Document Number	2012110247
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 198TH ST E SPANAWAY WA 983875229, SPANAWAY, WA 98387-5229

Mortgage

Document Number	2012110247
Date	Dec 11, 2020
Instrument	202012110247

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7003 198TH ST E, SPANAWAY, WA 98387-5229
Document Number	1709250215
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 198TH ST E SPANAWAY WA 983875229, SPANAWAY, WA 98387-5229

Mortgage

Document Number	1709250215
Date	Sep 25, 2017
Instrument	201709250215

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,300 (+7.21%) Land $175,500 Building $225,800	$401,300 (+7.21%) Land $175,500 Building $225,800
2025	$4,360.00 (-1.22%)
2024	$4,414.00 (-0.74%)	$374,300 (-3.08%) Land $173,000 Building $201,300	$374,300 (-3.08%) Land $173,000 Building $201,300
2023	$4,447.00	$386,200 Land $159,400 Building $226,800	$386,200 Land $159,400 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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