7003 194th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7003 194th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,807 sqft · built 1997
Lot Size	0.241 acres (10,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (May 2005)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602152-0-080`

Property Details

APN / Parcel Number

Primary APN	`602152-0-080`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,807 sqft Living Area
Gross Area	376 sqft
1st Floor Area	880 sqft
Upper Floors Area	927 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,510 sqft (0.241 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Porch Area	80 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7003 194TH ST E
City	SPANAWAY
State	WA
Zip	98387-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 22 CRESCENT RIDGE: CRESCENT RIDGE NW OF NW 05-18-04E L 8 APPROX 10,510 SQ FT EASE OF REC OUT OF 245510-001-0 TO 080-0 SEG G0698 MD 03/23/95MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	CRESCENT RIDGE
Legal Lot Number	8
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3006
Census Tract	73128

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7003 194TH ST E, SPANAWAY, WA 98387-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage CU HOME MORTGAGE SOLUTIONS LLC
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2005 · Amount on Record
Deed Sale	May 13, 2005 · Amount on Record
Prior Sale	Mar 5, 1997 · Amount on Record
Deed Document Number	2005934
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7003 194TH ST E, SPANAWAY, WA 98387-5051
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	PST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008240355
Date	Aug 24, 2021
Instrument	202108240355

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7003 194TH ST E, SPANAWAY, WA 98387-5051
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685
Date	Feb 11, 2021
Instrument	202102110685

Lender

Name	CU HOME MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	SEATTLE, WA 98175

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7003 194TH ST E, SPANAWAY, WA 98387-5051
Document Number	1708160577
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7003 194TH ST E SPANAWAY WA 983875051, SPANAWAY, WA 98387-5051

Mortgage

Document Number	1708160577
Date	Aug 16, 2017
Instrument	201708160577

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,200 (+7.67%) Land $181,900 Building $281,300	$463,200 (+7.67%) Land $181,900 Building $281,300
2025	$5,008.00 (-0.67%)
2024	$5,042.00 (-1.6%)	$430,200 (-3.95%) Land $179,300 Building $250,900	$430,200 (-3.95%) Land $179,300 Building $250,900
2023	$5,124.00	$447,900 Land $165,200 Building $282,700	$447,900 Land $165,200 Building $282,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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