7002 Ed Sears Rd, Dickerson, MD 20842 Property Records

Frederick County property record for 7002 Ed Sears Rd, Dickerson, MD 20842

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1986
Lot Size	4.19 acres (182,952 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jan 2012)
Tax Bill	$4,989 (2023)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-207662`

Property Details

APN / Parcel Number

Primary APN	`07-207662`
Alternative APNs	`7207662` `207662`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Total Area
1st Floor Area	1,872 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.19 acres)
Porch	Open Porch
Porch Area	456 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	207662
Old Parcel Number	7207662
Street Address	7002 ED SEARS RD
City	DICKERSON
State	MD
Zip	20842-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	4.2041 ACRES N/S ED. SEARS RD. E/PARK MILLS ROAD
Legal Subdivision	BLACK ACRE PRCL 2
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2012
Census Tract	752201

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7002 ED SEARS RD, DICKERSON, MD 20842-8042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2012 · Amount on Record
Deed Sale	Jan 10, 2012 · Amount on Record
Deed Document Number	0000868790
Deed Book / Page	8687 / 90
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7002 ED SEARS RD, DICKERSON, MD 20842-8042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123110001
Date	Mar 9, 2018
Book Page	12311/0001

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7002 ED SEARS RD, DICKERSON, MD 20842-8042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125530008
Date	Aug 6, 2018
Book Page	12553/0008

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	GERMANTOWN, MD 20876

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Jun 16, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,989.00 Homeowner's exemption	$471,900	$506,000 Land $194,000 Building $312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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