Gloucester County property record for 7002 Bray Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1989 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,045 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 25029 |
| Primary APN | 25029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Area | 768 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7002 BRAY RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | WICOMICO PARCEL A |
| Legal Subdivision | PLAT: PB21 560 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7002 BRAY RD, HAYES, VA 23072-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7002 BRAY RD, HAYES, VA 23072-3434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | EQUITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0170002740 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 170002740 |
| Name | NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7002 BRAY RD, HAYES, VA 23072-3434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | THE CLOSING SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0200006103 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 200006103 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,045.00 (+11.08%) | $350,700 (+16.92%) Land $62,780 Building $287,920 | $350,700 (+16.92%) Land $62,780 Building $287,920 |
| 2025 | $1,841.00 (+5.32%) | $299,960 (-) Land $62,780 Building $237,180 | $299,960 (-) Land $62,780 Building $237,180 |
| 2024 | $1,748.00 | $299,960 (-) Land $62,780 Building $237,180 | $299,960 (-) Land $62,780 Building $237,180 |
| 2023 | $1,748.00 (+0.69%) | $299,960 (+25.26%) Land $62,780 Building $237,180 | $299,960 (+25.26%) Land $62,780 Building $237,180 |
| 2022 | $1,736.00 | $239,470 Land $58,680 Building $180,790 | $239,470 Land $58,680 Building $180,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures