7001 Pebble Ln E, Spotsylvania, VA 22553 Property Records

Spotsylvania County property record for 7001 Pebble Ln E, Spotsylvania, VA 22553

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 4,183 sqft · built 1989
Lot Size2.34 acres (101,930 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Nov 2021)
Tax Bill$5,071 (2026)
Deeds & MortgagesNov 2022 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34C-5-88

Property Details

APN / Parcel Number

Primary APN34C-5-88
Alternative APN
  • 034C 5-88

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,183 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area101,930 sqft (2.34 acres)
Garage TypeAttached
Garage Area1,009 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area185 sqft
Deck Area414 sqft
Patio Area414 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address7001 PEBBLE LN E
CitySPOTSYLVANIA
StateVA
Zip22553-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionBLOOMSBURY LOT 88 SEC 5
Legal SubdivisionBLOOMSBURY
Legal Lot Number88
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionLIVINGSTON
Census Block Group1
Census Block1000
Census Tract20316

Owner

Source: Spotsylvania County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7001 PEBBLE LN E, SPOTSYLVANIA, VA 22553-1949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Nov 16, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE LLC
Aug 5, 2020Warranty Deed, Transfer
ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleAug 5, 2020 · Amount on Record
Deed Document Number202133966
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address7001 PEBBLE LN E, SPOTSYLVANIA, VA 22553-1949
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220021887
DateNov 14, 2022
Instrument220021887
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2027
Change FrequencyAnnually

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateNov 16, 2021
Property Address7001 PEBBLE LN E, SPOTSYLVANIA, VA 22553-1949
Document Number210033966
Instrument DateNov 15, 2021
Instrument210033966
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7001 PEBBLE LN E, SPOTSYLVANIA, VA 22553-1949

Mortgage

Document Number210033967
DateNov 16, 2021
Instrument210033967
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateAug 5, 2020
Property Address7001 PEBBLE LN E, SPOTSYLVANIA, VA 22553-1949
Document Number202000016867
Instrument DateJul 31, 2020
Instrument16867
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7001 PEBBLE LN E SPOTSYLVANIA VA 225531949, SPOTSYLVANIA, VA 22553-1949

Mortgage

Document Number202000016868
DateAug 5, 2020
Instrument16868
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueAug 4, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,071.00 (+33.73%)$687,900 (+39.99%) Land $190,100 Building $497,800
2025$687,900 (+39.99%) Land $190,100 Building $497,800
2023$3,792.00$491,400 Land $135,900 Building $355,500$491,400 Land $135,900 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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