7001 Charles Ridge Rd, Baltimore (Towson), MD 21204 Property Records

Baltimore County property record for 7001 Charles Ridge Rd, Baltimore, MD 21204

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,716 sqft · built 1963
Lot Size0.657 acres (28,625 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Dec 2022)
Tax Bill$3,511 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2019 Line of Credit
+ 1 more
APN09-0907582281

Property Details

APN / Parcel Number

Primary APN09-0907582281
Alternative APNs
  • 90907582281
  • 0907582281

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,716 sqft Total Area
1st Floor Area1,325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialSlate
Lot Area28,625 sqft (0.657 acres)
Lot Width190 ft Width
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number0907582281
Old Parcel Number90907582281
Street Address7001 CHARLES RIDGE RD
CityBALTIMORE
StateMD
Zip21204-3608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7001 CHARLES RIDGE RD RUXTON RIDGE
Legal SubdivisionRUXTON RIDGE
Legal BlockB
Legal Lot Number15
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group1
Census Block1005
Census Tract490500

Owner

7001 Charles Ridge Rd is owned and occupied by an individual who bought it in December 2022.

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7001 CHARLES RIDGE RD, BALTIMORE, MD 21204-3608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 27, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 29, 2016Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on File
Deed SaleDec 5, 2022 · Amount on File
Prior SaleDec 27, 2002 · Amount on File
Deed Document Number0047589454
Deed Book / Page47589 / 454
Record UpdatedJun 7, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 5, 2022
Property Address7001 CHARLES RIDGE RD, BALTIMORE, MD 21204-3608
Document Number0475890454
Book / Page47589 / 454
Map ReferenceMB 26 FO 85
Instrument DateOct 25, 2022
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyLIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7001 CHARLES RIDGE RD, BALTIMORE, MD 21204-3608

Mortgage

Document Number0475890461
DateDec 5, 2022
Instrument47589-0461
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address7001 CHARLES RIDGE RD, BALTIMORE, MD 21204-3608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0418050366
DateAug 27, 2019
Book Page41805/366
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address7001 CHARLES RIDGE RD, BALTIMORE, MD 21204-3608
Document Number0388980139
Book / Page038898 / 000139
Instrument DateDec 29, 2016
Transaction TypeMortgage
Record UpdatedMay 25, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7001 CHARLES RIDGE RD TOWSON MD 212043608, TOWSON, MD 21204-3608

Mortgage

Document Number0388980139
DateApr 27, 2017
Book Page038898/000139
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 26, 2032

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,511.00$541,067$571,800 Land $226,600 Building $345,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7001 Charles Ridge Rd; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7001 Charles Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Charles Ridge Rd

Nearby Streets

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