7000 Willow Trace Ln, Matthews, NC 28104 Property Records

Union County property record for 7000 Willow Trace Ln, Matthews, NC 28104

Property Summary

Property Type	Other Improved
Details	5 bd · 4.5 ba · 5,490 sqft · built 2022
Lot Size	0.953 acres (41,513 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Jul 2022)
Tax Bill	$9,651 (2025)
Deeds & Mortgages	Jul 2022 Sale & Construction Loan Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-174-122`

Property Details

APN / Parcel Number

Primary APN	`06-174-122`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,490 sqft Living Area
1st Floor Area	2,888 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	41,513 sqft (0.953 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7000 WILLOW TRACE LN
City	MATTHEWS
State	NC
Zip	28104-6804
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-40 WEDDI
Legal Description	#56 HIGHGATE PH1A MP7 OPCG499
Legal Subdivision	HIGHGATE
Legal Lot Number	56
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1000
Census Tract	21006

Owner

7000 Willow Trace Ln is owned by an individual who bought it in July 2022.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1620 WALDEN POND LN, WAXHAW, NC 28173-8365
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Construction Loan · Construction Mortgage TD BANK NA
Jun 15, 2022	Intrafamily Transfer, Transfer
Jul 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	202226116
Deed Book / Page	8531 / 290
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 22, 2022
Property Address	7000 WILLOW TRACE LN, MATTHEWS, NC 28104-6804
Document Number	0008531290
Book / Page	8531 / 290
Map Reference	CAB G FILE 499
Instrument Date	Jul 22, 2022
Instrument	26116
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9935D REA RD, CHARLOTTE, NC 28277-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 WILLOW TRACE LN, WEDDINGTON, NC 28104-6804

Mortgage

Document Number	0000026117
Date	Jul 22, 2022
Instrument	26117

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 15, 2022
Property Address	7000 WILLOW TRACE LN, MATTHEWS, NC 28104-6804
Document Number	0008501478
Book / Page	8501 / 478
Map Reference	CAB G FILE 499
Instrument Date	Jun 14, 2022
Instrument	21428
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9935 D FLEA ROAD, CHARLOTTE, NC 28277

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 23, 2021
Property Address	7000 WILLOW TRACE LN, MATTHEWS, NC 28104-6804
Document Number	0008180229
Book / Page	8180 / 229
Map Reference	CAB G FILE 499
Instrument Date	Jul 16, 2021
Instrument	34738
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9935 REA RD # D, D, CHARLOTTE, NC 28277-6710

Tax Assessment & Valuation

The 2025 property tax bill for 7000 Willow Trace Ln was $9,651.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,931,900 (-) Land $313,100 Building $1,618,800	$1,931,900 (-) Land $313,100 Building $1,618,800
2025	$9,651.00	$1,931,900 Land $313,100 Building $1,618,800	$1,931,900 Land $313,100 Building $1,618,800
2023	$5,252.00	$829,700 Land $269,100 Building $560,600	$829,700 Land $269,100 Building $560,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7000 Willow Trace Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7000 Willow Trace Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Trace Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures