7000 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 7000 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 538 sqft · built 1993
Lot Size	3.43 acres (149,411 sqft)
Owner	Company Name on Record
Tax Bill	$806 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1778259460`

Property Details

APN / Parcel Number

Primary APN	`1778259460`
Alternative APN	`48810`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	538 sqft Living Area
Basement Area	200 sqft
Finished Basement	200 sqft
Flooring	Wood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	149,411 sqft (3.43 acres)

Exterior Amenities

Porch	Slab
Deck Area	253 sqft
Patio Area	208 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7000 NC 181
City	MORGANTON
State	NC
Zip	28655-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	7000 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1044
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	314 BUCHANAN CHURCH RD, GREENSBORO, NC 27405-8633
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OAK RIDGE
Apr 12, 2022	Special Warranty Deed, Transfer
May 21, 2017	Loan Modification, Mortgage · Conventional Mortgage CAROLINA BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	7000 NC 181, MORGANTON, NC 28655-8557
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026310788
Date	Jun 29, 2022
Book Page	2631/788
Instrument	2021022861

Lender

Name	BANK OF OAK RIDGE
Type	Bank
Address	GREENSBORO, NC 27455

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 12, 2022
Property Address	7000 NC 181, MORGANTON, NC 28655-8557
Document Number	0026160289
Book / Page	2616 / 289
Instrument Date	Apr 12, 2022
Instrument	2022019842
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 BUCHANAN CHURCH RD, GREENSBORO, NC 27405-8633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N ELM ST STE 1500, 1500, GREENSBORO, NC 27401-2499

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	7000 NC 181, MORGANTON, NC 28655-8557
Document Number	0022950060
Book / Page	002295 / 000060
Instrument Date	May 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BUCHANAN CHURCH RD GREENSBORO NC 274058633, GREENSBORO, NC 27405-8633

Mortgage

Document Number	0022950060
Date	May 31, 2017
Book Page	002295/000060
Instrument	4869

Lender

Name	CAROLINA BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$806.00 (+0.62%)	$111,777 (-) Land $24,549 Building $87,228	$111,777 (-) Land $24,549 Building $87,228
2025	$801.00 (-0.25%)	$111,777 (-) Land $24,549 Building $87,228	$111,777 (-) Land $24,549 Building $87,228
2023	$803.00	$111,777 Land $24,549 Building $87,228	$111,777 Land $24,549 Building $87,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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