Howard County property record for 7000 Bright Memory Dr, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,390 sqft · built 1995 |
| Lot Size | 0.238 acres (10,373 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,506 (Apr 1995) |
| Tax Bill | $11,256 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-110627 |
| Primary APN | 15-110627 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,373 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 110627 |
|---|---|
| Street Address | 7000 BRIGHT MEMORY DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 127 10,373 SQ 7000 BRIGHT MEMORY DR VIL OF RIVER HILL S2 A2 |
| Legal Subdivision | VILLAGE RIVER HILLS SEC 02 |
| Legal Lot Number | 127 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 605504 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7000 BRIGHT MEMORY DR, COLUMBIA, MD 21044-4901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 14, 2020 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Mar 29, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK/MIDDLE GA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 1995 · Amount on Record |
| Deed Sale | Apr 17, 1995 · Amount on Record |
| Prior Sale | Dec 16, 1994 · Amount on Record |
| Deed Book / Page | 3469 / 11 |
| Transfer Doc | 0000008544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7000 BRIGHT MEMORY DR, COLUMBIA, MD 21044-4901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7000 BRIGHT MEMORY DR, COLUMBIA, MD 21044-4901 |
| Document Number | 0196280100 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 19628/100 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 14, 2020 |
| Property Address | 7000 BRIGHT MEMORY DR, COLUMBIA, MD 21044-4901 |
| Document Number | 0191820249 |
| Book / Page | 019182 / 000249 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | LAKESIDE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7000 BRIGHT MEMORY DR COLUMBIA MD 210444901, COLUMBIA, MD 21044-4901 |
| Document Number | 191820254 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 019182/000254 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7000 BRIGHT MEMORY DR, COLUMBIA, MD 21044-4901 |
| Document Number | 0181280208 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7000 BRIGHT MEMORY DR COLUMBIA MD 210444901, COLUMBIA, MD 21044-4901 |
| Document Number | 0181280208 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 018128/000208 |
| Name | SUNTRUST BK/MIDDLE GA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,256.00 (+2%) Homeowner's exemption | $793,667 (+5.19%) | $832,800 (-) Land $434,100 Building $398,700 |
| 2025 | $11,035.00 (+3.12%) Homeowner's exemption | $754,533 (+10.7%) | $832,800 (+16.41%) Land $434,100 Building $398,700 |
| 2024 | $10,701.00 (+46.71%) | ||
| 2023 | $681,600 | $715,400 Land $394,100 Building $321,300 | |
| 2022 | $7,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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