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700 W Pine Ave, Eastpoint, FL 32328 Property Records

Franklin County property record for 700 W Pine Ave, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1999
Lot Size0.451 acres (19,641 sqft)
Owner2 Individual Names on File
Tax Bill$2,135 (2025)
Deeds & MortgagesAug 2020 Loan Modification
Aug 2019 Loan Modification
+ 2 more
Flood ZoneZone AE (high risk)
APN29-09S-06W-7315-0070-0110

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7315-0070-0110
Alternative APN
  • 06W09S29731500700110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,908 sqft Living Area
1st Floor Area1,540 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,641 sqft (0.451 acres)
PorchSlab
Porch Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address700 W PINE AVE
CityEASTPOINT
StateFL
Zip32328-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 5 BLOCK 70 LOT 11 ST GEORGE ISLAND OR 139/227 140/478 184/380 399/183
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionST GEORGE ISLAND
Legal Block70
Legal Lot Number11
Legal Unit5
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1046
Census Tract970304

Owner

700 W Pine Ave is owned and occupied by two individuals.

Source: Franklin County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address700 W PINE AVE, EASTPOINT, FL 32328-2521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2020Loan Modification, Mortgage
NOT AVAILABLE
Aug 15, 2019Loan Modification, Mortgage
CENTENNIAL BK
Aug 15, 2018Loan Modification, Mortgage
CENTENNIAL BK
Aug 15, 2017Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address700 W PINE AVE, EASTPOINT, FL 32328-2521
Document Number0019004061
Instrument DateAug 15, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 W PINE AVE EASTPOINT FL 323282521, EASTPOINT, FL 32328-2521

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address700 W PINE AVE, EASTPOINT, FL 32328-2521
Document Number0019004057
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 W PINE AVE ST GEORGE ISLAND FL 323282521, ST GEORGE ISLAND, FL 32328-2521

Mortgage

Document Number0019004057
DateSep 6, 2019
Book Page001249/000197
Instrument19004057
Lender
NameCENTENNIAL BK
TypeBank
AddressAPALACHICOLA, FL 32329
Agreement
Term12 Months
DueSep 5, 2020

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address700 W PINE AVE, EASTPOINT, FL 32328-2521
Document Number0019004174
Instrument DateAug 15, 2018
Transaction TypeMortgage
Record UpdatedMar 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address700 W PINE AVE ST GEORGE ISLAND FL 323282521, ST GEORGE ISLAND, FL 32328-2521

Mortgage

Document Number0019004174
DateAug 22, 2018
Book Page001226/000239
Instrument19004174
Lender
NameCENTENNIAL BK
TypeBank
AddressAPALACHICOLA, FL 32329
Agreement
Term12 Months
DueAug 21, 2019

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address700 W PINE AVE, EASTPOINT, FL 32328-2521
Document Number0019004673
Book / Page001201 / 000590
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedSep 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address700 W PINE AVE ST GEORGE ISLAND FL 323282521, ST GEORGE ISLAND, FL 32328-2521

Mortgage

Document Number0019004673
DateSep 12, 2017
Book Page001201/000590
Instrument19004673
Lender
NameCENTENNIAL BK
TypeBank
AddressAPALACHICOLA, FL 32329
Agreement
Term12 Months
DueSep 11, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 700 W Pine Ave was $2,135 with a homeowner's exemption, up 2.1% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,135.00 (+2.1%) Homeowner's exemption$259,467 (+2.9%)$495,999 (-12.2%) Land $135,000 Building $360,999
2024$2,091.00 (-0.38%) Homeowner's exemption$252,155 (+3%)$564,913 (+21.65%) Land $160,000 Building $404,913
2023$2,099.00 (+0.67%) Homeowner's exemption$244,811 (+3%)$464,387 (+20.48%) Land $125,000 Building $339,387
2022$2,085.00 Homeowner's exemption$237,681$385,446 Land $65,500 Building $319,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 W Pine Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 W Pine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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