700 W Franklin St, Monroe, NC 28112 Property Records

Union County property record for 700 W Franklin St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,860 sqft · built 1930
Lot Size	0.507 acres (22,085 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2023)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-232-229`

Property Details

APN / Parcel Number

Primary APN	`09-232-229`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,860 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	1,575 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,085 sqft (0.507 acres)
Porch	Slab
Porch Area	340 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 W FRANKLIN ST
City	MONROE
State	NC
Zip	28112-4606
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8458-248
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2020
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	700 W FRANKLIN ST, MONROE, NC 28112-4606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC
Apr 20, 2022	Intrafamily Transfer, Transfer
Feb 27, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	202315266
Deed Book / Page	8733 / 723
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	700 W FRANKLIN ST, MONROE, NC 28112-4606
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700W FRANKLIN ST, MONROE, NC 28112-4606
Investor	Possibly a Property Investor

Mortgage

Document Number	0009251752
Date	Nov 24, 2025
Book Page	9251/752
Instrument	31039

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 27, 2023
Property Address	700 W FRANKLIN ST, MONROE, NC 28112-4606
Document Number	0008733723
Book / Page	8733 / 723
Instrument Date	May 30, 2023
Instrument	15266
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 W FRANKLIN ST, MONROE, NC 28112-4606

Mortgage

Document Number	0000015267
Date	Jun 27, 2023
Instrument	15267

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 20, 2022
Property Address	700 W FRANKLIN ST, MONROE, NC 28112-4606
Document Number	0008458248
Book / Page	8458 / 248
Instrument Date	Apr 19, 2022
Instrument	14625
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 OAK HILL DR, 1003, MONROE, NC 28112-6155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 OAK HILL DR, MONROE, NC 28112-6155

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 27, 2018
Property Address	700 W FRANKLIN ST, MONROE, NC 28112-4606
Document Number	711089
Book / Page	007110 / 000089
Instrument Date	Feb 27, 2018
Instrument	5111
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 W FRANKLIN ST MONROE NC 281124606, MONROE, NC 28112-4606

Mortgage

Document Number	711091
Date	Feb 27, 2018
Book Page	007110/000091
Instrument	5112

Lender

Name	WELLS FARGO BK/TX
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,300 (-) Land $68,400 Building $426,900	$495,300 (-) Land $68,400 Building $426,900
2025	$4,329.00 (+44.49%)	$495,300 (+80.24%) Land $68,400 Building $426,900	$495,300 (+80.24%) Land $68,400 Building $426,900
2023	$2,996.00	$274,800 (-) Land $26,100 Building $248,700	$274,800 (-) Land $26,100 Building $248,700
2022	$2,996.00	$274,800 Land $26,100 Building $248,700	$274,800 Land $26,100 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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