700 W First St, #8-J, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #8-J, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,074 sqft · built 1987
Lot Size	14.3 acres (622,881 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Dec 2018)
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.44`

Property Details

APN / Parcel Number

Primary APN	`988413140426.44`
Alternative APN	`008075008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,074 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable
Lot Area	622,881 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042644
Street Address	700 W FIRST ST, 8-J
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 8 BLDG J BLK: SEC: PL: B SL: 49
Legal Subdivision	OYSTER POINT CONDOS
Legal Unit	J-8
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

700 W First St, #8-J is owned by two individuals who bought it in December 2018.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 SKIP JACK LN, J8, KILL DEVIL HILLS, NC 27948-9244
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 21, 2018	Deed, Transfer · ARM LOCAL GOVERNMENT FEDERAL CREDIT UNTION
May 23, 2014	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 12, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	2018700060016
Deed Book / Page	2276 / 615
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 8-J, 8-J, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002608/467
Date	Apr 6, 2022
Book Page	2608/467
Instrument	700116169

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Dec 21, 2018
Property Address	700 W FIRST ST # 8-J, 8-J, KILL DEVIL HILLS, NC 27948-9308
Document Number	002276/615
Book / Page	2276 / 615
Instrument Date	Dec 20, 2018
Instrument	700060016
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SKIP JACK LN APT J8, J8, KILL DEVIL HILLS, NC 27948-9244

Mortgage

Document Number	002276/618
Date	Dec 21, 2018
Book Page	2276/618
Instrument	700060017

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Dec 21, 2023
Index	5-Year CMT

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 23, 2014
Property Address	700 W FIRST ST # 8-J, 8-J, KILL DEVIL HILLS, NC 27948-9308
Document Number	001959/064
Book / Page	1959 / 064
Map Reference	MB497 PG231
Instrument Date	May 15, 2014
Instrument	6343981
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 HILL SPRING DR, LA PLATA, MD 20646-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 309, ROLESVILLE, NC 27571-0309

Mortgage

Document Number	0006343982
Date	May 23, 2014
Instrument	6343982

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

October 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Oct 12, 2007
Property Address	700 W FIRST ST # 8-J, 8-J, KILL DEVIL HILLS, NC 27948-9308
Document Number	001746/123
Book / Page	1746 / 123
Instrument Date	Oct 12, 2007
Instrument	6229450
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$19.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8800 HILL SPRING DR, LA PLATA, MD 20646-5101

Tax Assessment & Valuation

The 2026 property tax bill for 700 W First St, #8-J was $1,500.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00	$276,300 (-) Land $55,000 Building $221,300	$276,300 Land $55,000 Building $221,300
2025	$1,500.00	$276,300 Land $55,000 Building $221,300
2023	$1,283.00	$169,900 Land $51,000 Building $118,900
2020			$276,300 Land $55,000 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 W First St, #8-J in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 W First St, #8-J is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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