700 W First St, #5-B, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #5-B, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,074 sqft · built 1986
Lot Size	14.3 acres (622,881 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2026)
Tax Bill	$1,528 (2026)
Deeds & Mortgages	Jul 2026 Sale Feb 2005 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.13`

Property Details

APN / Parcel Number

Primary APN	`988413140426.13`
Alternative APN	`008075205`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,074 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	622,881 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042613
Street Address	700 W FIRST ST, 5-B
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 5 BLDG B BLK: SEC: PL: B SL: 49
Legal Subdivision	OYSTER POINT CONDOS
Legal Unit	B-5
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	222 DOE DR, RUCKERSVILLE, VA 22968-3170
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 16, 2005	Deed of Trust, Mortgage · ARM RBC CENTURA BANK
Jul 31, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 15, 2007	Deed of Trust, Mortgage · Line of Credit RBC CENTURA BANK
Aug 14, 2007	Deed of Trust, Mortgage · Conventional Mortgage RBC CENTURA BANK
Aug 9, 2018	Warranty Deed, Transfer PRIME LENDING INC
Aug 22, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	2026700161471
Deed Book / Page	2860 / 222
Prior Transfer Date	Sep 9, 2004
Prior Transfer Doc	001647/132
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 8, 2026
Property Address	700 W FIRST ST, 5-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	0700161471
Book / Page	2860 / 222
Instrument Date	Jul 1, 2026
Instrument	2026700161471
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$65,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 DOE DR, RUCKERSVILLE, VA 22968-3170

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 5-B, 5-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001614/327
Date	Feb 16, 2005
Book Page	1614/327
Instrument	6160130

Lender

Name	RBC CENTURA BANK
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2010
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 5-B, 5-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001904/132
Date	Jul 31, 2012
Book Page	1904/132
Instrument	6314353

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2042

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 5-B, 5-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001740/162
Date	Aug 15, 2007
Book Page	1740/162
Instrument	6226180

Lender

Name	RBC CENTURA BANK
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 5-B, 5-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001740/096
Date	Aug 14, 2007
Book Page	1740/096
Instrument	6226112

Lender

Name	RBC CENTURA BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2047

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 9, 2018
Property Address	700 W FIRST ST # 5-B, 5-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	002253/312
Book / Page	2253 / 312
Instrument Date	Jul 18, 2018
Instrument	000700055426
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SKIP JACK LN, KILL DEVIL HILLS, NC 27948-9399

Mortgage

Document Number	0000002253/0000000314
Date	Aug 9, 2018
Book Page	0000002253/0000000314
Instrument	000700055427

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

August 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Aug 22, 2005
Property Address	700 W FIRST ST # 5-B, 5-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	001647/132
Book / Page	1647 / 132
Instrument Date	Sep 9, 2004
Instrument	6177201
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SKIP JACK LN, KILL DEVIL HILLS, NC 27948-9399

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,528.00	$281,300 (-) Land $60,000 Building $221,300	$281,300 (-) Land $60,000 Building $221,300
2025	$1,528.00 (+14.29%)	$281,300 (+58.93%) Land $60,000 Building $221,300
2023	$1,337.00	$177,000 Land $62,000 Building $115,000
2020			$281,300 Land $60,000 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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