700 W First St, #3D, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #3D, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,068 sqft · built 1987
Owner	Individual Name on Record
Last Sale	$319,000 (Jun 2022)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.27`

Property Details

APN / Parcel Number

Primary APN	`988413140426.27`
Alternative APN	`008075403`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042627
Old Parcel Number	988413140426.27
Street Address	700 W FIRST ST # 3D, 3D
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 3 BLDG D BLK: SEC: PL: B SL: 49
Legal Subdivision	OYSTER POINT CONDOS
Legal Unit	D-3
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

Source: Dare County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	700 W FIRST ST # 3D, 3D, KILL DEVIL HILLS, NC 27948-9308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2006	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 2, 2011	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC
Sep 13, 2011	Trustee's Deed, Foreclosure · Line of Credit BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	0002626868
Deed Book / Page	2626 / 868
Record Updated	Jun 8, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 3D, 3D, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001683/097
Date	Apr 26, 2006
Book Page	1683/097
Instrument	6195754

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 1, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 16, 2022
Property Address	700 W FIRST ST # 3D, 3D, KILL DEVIL HILLS, NC 27948-9308
Document Number	002626/868
Book / Page	2626 / 868
Instrument Date	Jun 13, 2022
Instrument	700119510
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 GEDAR ROAD #323323, 323323, CHESAPEAKE, VA 23322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61417, HONOLULU, HI 96839-1417

Mortgage

Document Number	0700119511
Date	Jun 16, 2022
Instrument	700119511

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 2, 2011
Property Address	700 W FIRST ST # 3D, 3D, KILL DEVIL HILLS, NC 27948-9308
Document Number	001882/273
Book / Page	1882 / 273
Map Reference	MB492 PG454
Instrument Date	Nov 22, 2011
Instrument	6302646
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8500 NORCROSS RD, COLFAX, NC 27235-8703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SKIP JACK LN APT D3, D3, KILL DEVIL HILLS, NC 27948-9251

Mortgage

Document Number	001882/274
Date	Dec 2, 2011
Book Page	1882/274
Instrument	6302647

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2042

September 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DARE NC
Recording Date	Sep 13, 2011
Property Address	700 W FIRST ST # 3D, 3D, KILL DEVIL HILLS, NC 27948-9308
Document Number	001876/009
Book / Page	1876 / 009
Map Reference	MB497 PG231
Instrument Date	Jul 29, 2011
Instrument	6299102
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$953.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 NORCROSS RD, COLFAX, NC 27235-8703
Investor	Possibly a Property Investor

Mortgage

Document Number	001876/010
Date	Sep 13, 2011
Book Page	1876/010
Instrument	6299103

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	HIGH POINT, NC 27260

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+41.65%)	$329,400 (+97.01%) Land $55,000 Building $274,400
2023	$1,263.00	$167,200 Land $49,000 Building $118,200
2020			$329,400 Land $55,000 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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