700 W First St, #3-B, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #3-B, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,068 sqft · built 1986
Lot Size	14.3 acres (622,881 sqft)
Owner	Individual Name on Record
Last Sale	$300,500 (Mar 2025)
Tax Bill	$1,495 (2026)
Deeds & Mortgages	Nov 2013 Line of Credit Mar 2025 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.11`

Property Details

APN / Parcel Number

Primary APN	`988413140426.11`
Alternative APN	`008075203`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	622,881 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042611
Street Address	700 W FIRST ST, 3-B
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 3 BLDG B BLK: SEC: PL: B SL: 49
Legal Subdivision	OYSTER POINT CONDOS
Legal Unit	B-3
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 W FIRST ST, B3, KILL DEVIL HILLS, NC 27948-9308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2013	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Mar 27, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 26, 2021	Warranty Deed, Transfer
Dec 14, 2017	Warranty Deed, Transfer
Jan 31, 2011	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	2025700147463
Deed Book / Page	2780 / 99
Prior Transfer Date	Jan 21, 2011
Prior Transfer Doc	001856/122
Record Updated	Oct 29, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 3-B, 3-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001946/190
Date	Nov 20, 2013
Book Page	1946/190
Instrument	6337248

Lender

Name	TOWNEBANK
Type	Bank
Address	PORTSMOUTH, VA 23703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 27, 2025
Property Address	700 W FIRST ST # 3-B, 3-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	0002780/99
Book / Page	2780 / 99
Map Reference	MB 492 PG 454
Instrument Date	Mar 21, 2025
Instrument	700147463
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 W PALMETTO ST, KILL DEVIL HILLS, NC 27948-7872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 W FIRST ST # B3, B3, KILL DEVIL HILLS, NC 27948-9308

Mortgage

Document Number	0700147464
Date	Mar 27, 2025
Instrument	700147464

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate	6.15%
Type Change Date	Apr 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year CMT
Max Rate	12.1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 26, 2021
Property Address	700 W FIRST ST # 3-B, 3-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	00002474/1
Book / Page	2474 / 1
Map Reference	MB 497 PG 231
Instrument Date	Feb 26, 2021
Instrument	700093756
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 W PALMETTO ST, KILL DEVIL HL, NC 27948-7872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 W PALMETTO ST, KILL DEVIL HILLS, NC 27948-7872

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 14, 2017
Property Address	700 W FIRST ST # 3-B, 3-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	002210/649
Book / Page	2210 / 649
Instrument Date	Dec 7, 2017
Instrument	700047071
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 GENERAL PICKETT DR, SUFFOLK, VA 23434-7550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11440 HERITAGE COMMONS WAY, RESTON, VA 20194-1032

January 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Jan 31, 2011
Property Address	700 W FIRST ST # 3-B, 3-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	001856/122
Book / Page	1856 / 122
Map Reference	MB492 PG454
Instrument Date	Jan 21, 2011
Instrument	6288246
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4303 MANCHESTER RD, PORTSMOUTH, VA 23703-4824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4303 MANCHESTER RD, PORTSMOUTH, VA 23703-4824

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,495.00	$275,400 (-) Land $55,000 Building $220,400	$275,400 (-) Land $55,000 Building $220,400
2025	$1,495.00 (+21.05%)	$275,400 (+68.44%) Land $55,000 Building $220,400
2023	$1,235.00	$163,500 Land $49,000 Building $114,500
2020			$275,400 Land $55,000 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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