700 W First St, #1-E, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #1-E, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,074 sqft · built 1993
Lot Size	14.3 acres (622,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,208,000 (Dec 2022)
Tax Bill	$1,903 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2008 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.83`

Property Details

APN / Parcel Number

Primary APN	`988413140426.83`
Alternative APN	`008075050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,074 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	622,881 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042683
Street Address	700 W FIRST ST, 1-E
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 1 BLDG E BLK: SEC: PL: C SL: 177G
Legal Subdivision	OYSTER POINT II
Legal Unit	E-1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 CEDAR DR, KILL DEVIL HILLS, NC 27948-8016
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 15, 2008	Deed of Trust, Mortgage PENTAGON FCU
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GRIFFIN FUNDING INC
May 26, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	2022700125303
Deed Book / Page	2658 / 157
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 1-E, 1-E, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CEDAR DR E-1, E-1, KILL DEVIL HILLS, NC 27948-8016

Mortgage

Document Number	002722/562
Date	Mar 7, 2024
Book Page	2722/562
Instrument	700137174

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 1-E, 1-E, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001754/445
Date	Jan 15, 2008
Book Page	1754/445
Instrument	6233896

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2018

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 14, 2022
Property Address	700 W FIRST ST # 1-E, 1-E, KILL DEVIL HILLS, NC 27948-9308
Document Number	002658/157
Book / Page	2658 / 157
Map Reference	FILE 4 SL 455-458
Instrument Date	Dec 14, 2022
Instrument	700125303
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 CATLIN RD, CARY, NC 27519-6647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CEDAR DR, KILL DEVIL HILLS, NC 27948-8016

Mortgage

Document Number	0700125304
Date	Dec 14, 2022
Instrument	700125304

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.99%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	10.9%
Index	Other
Margin	6
Max Rate	13.9%

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 26, 2016
Property Address	700 W FIRST ST # 1-E, 1-E, KILL DEVIL HILLS, NC 27948-9308
Document Number	002096/367
Book / Page	2096 / 367
Instrument Date	May 26, 2016
Instrument	700025940
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$2,472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FORT SUMTER S, OCEAN PINES, MD 21811-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PERRY ST, BROOKLINE, MA 02445-7199

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,903.00	$350,400 (-) Land $120,000 Building $230,400	$350,400 (-) Land $120,000 Building $230,400
2025	$1,903.00 (+29.46%)	$350,400 (+80.06%) Land $120,000 Building $230,400
2023	$1,470.00	$194,600 Land $64,000 Building $130,600
2020			$350,400 Land $120,000 Building $230,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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