Madison County property record for 700 W 5th St, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2017) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2022 Mortgage + 3 more |
| APN | 05-2-23-09-18-301-025 |
| Primary APN | 05-2-23-09-18-301-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 700 W 5TH ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MEADOWS OF ST JACOB LOT 43 75 X 125 |
| Legal Subdivision | THE MEADOWS OF SAINT JACOB |
| Legal Lot Number | 43 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 403702 |
700 W 5th St is owned and occupied by an individual who acquired it in February 2022.
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN MORTGAGE CORP |
| Mar 16, 2022 | Intrafamily Transfer, Transfer FREEDOM TITLE |
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Mar 17, 2017 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on File |
| Deed Sale | Mar 17, 2017 · Amount on File |
| Prior Sale | Jun 6, 2016 · Amount on File |
| Deed Document Number | 20178960 |
| Last Transfer Date | Feb 1, 2022 |
| Transfer Doc | 0000009198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | ORG |
| Name | Verified Name |
|---|
| Document Number | 0000005050 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026R05050 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009200 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022R09200 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 16, 2022 |
| Property Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Document Number | 0000009198 |
| Map Reference | PC 65 PG 47 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2022R09198 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043521 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020R43521 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 17, 2017 |
| Property Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Document Number | 0000008960 |
| Map Reference | PL CAB 65 PG 47 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017R08960 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS AND TITLES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 700 W 5TH ST, SAINT JACOB, IL 62281-1573 |
| Document Number | 0000008961 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 2017R08961 |
| Name | COMMUNITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, MO 64055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 700 W 5th St was $5,233 with exemptions applied, down 32% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,233.00 (-31.99%) | $127,980 Land $22,130 Building $105,850 | $383,940 Land $66,390 Building $317,550 |
| 2024 | $7,694.00 | ||
| 2022 | $5,507.00 | $96,220 Land $16,640 Building $79,580 | $288,949 Land $49,970 Building $238,979 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 700 W 5th St; there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JACOB serves 2,008 people · EPA ID IL1190950 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HomeTel Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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