700 Valley Stream Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 700 Valley Stream Rd, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 1963
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2013)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	May 2022 Refinance Jun 2021 Refinance + 7 more
APN	`0204002000490`

Property Details

APN / Parcel Number

Primary APN	`0204002000490`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
1st Floor Area	1,523 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,852 sqft (0.318 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	704 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	700 VALLEY STREAM RD
City	CHESAPEAKE
State	VA
Zip	23325-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	49 VALLEY STREAM
Legal Subdivision	PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3006
Census Tract	20809

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Oct 5, 2015	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Feb 2, 2011	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 4, 2020	Transfer on Death Deed, Transfer
Jul 17, 2008	Warranty Deed, Transfer · VA Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Jul 17, 2008 · Amount on Record
Deed Book / Page	9198 / 669
Last Transfer Date	Feb 3, 2020
Transfer Doc	10109/897
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10559/1905
Date	May 16, 2022
Book Page	10559/1905
Instrument	220016531

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010389/346
Date	Jun 14, 2021
Book Page	10389/346
Instrument	210026963

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09567/1146
Date	Oct 5, 2015
Book Page	9567/1146
Instrument	150027316

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2025

Interest

Rate Type	Fixed Rate

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008328/259
Date	Feb 2, 2011
Book Page	8328/259

Lender

Name	PNC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.88%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09964/1185
Date	Nov 1, 2018
Book Page	9964/1185
Instrument	180028996

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.13%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10389/346
Date	Jun 14, 2021
Book Page	10389/346
Instrument	210026963

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9964/1185
Date	Nov 1, 2018
Book Page	9964/1185
Instrument	180028996

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.13%

February 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 4, 2020
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Document Number	10109/897
Book / Page	10109 / 897
Instrument Date	Feb 3, 2020
Instrument	200003667
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 17, 2008
Property Address	700 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Document Number	007551/727
Book / Page	7551 / 727
Instrument Date	Jun 30, 2008
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007551731
Date	Jul 17, 2008
Instrument	7551/731

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,300 (+7.19%) Land $135,000 Building $260,300	$395,300 (+7.19%) Land $135,000 Building $260,300
2025	$3,725.00 (+33.32%)	$368,800 (+9.7%) Land $125,000 Building $243,800	$368,800 (+9.7%) Land $125,000 Building $243,800
2023		$336,200 (+6.93%) Land $105,000 Building $231,200	$336,200 (+6.93%) Land $105,000 Building $231,200
2022		$314,400 Land $95,000 Building $219,400	$314,400 Land $95,000 Building $219,400
2019	$2,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1989–2016)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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