Monterey County property record for 700 Tesoro Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,028 sqft · built 2006 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,880,000 (Jan 2023) |
| Tax Bill | $31,055 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-074-018-000 |
| Primary APN | 173-074-018-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 5,028 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 745 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|
| Street Address | 700 TESORO RD |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHO MONTEREY SUBDIVISION VOL 20 C&T PAGE 7 TRACT NO 1307 LOT 92 |
| Legal Subdivision | RANCHO MONTEREY SUBDIVISION |
| Legal Tract | 1307 |
| Legal Block | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13200 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK |
| Jan 17, 2023 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Dec 8, 2021 | Grant Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 31, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Dec 8, 2021 · Amount on Record |
| Deed Document Number | 20231242 |
| Prior Transfer Date | Mar 10, 2004 |
| Prior Transfer Doc | 0000022587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 14, 2026 |
| Property Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Document Number | 0000016092 |
| Instrument Date | May 7, 2026 |
| Instrument | 202616092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE CONNECTION, TITLE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Document Number | 0000016092, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202616092 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 17, 2023 |
| Property Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Document Number | 0000001242 |
| Map Reference | VOL 20 PG 7 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 2023001242 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Dec 8, 2021 |
| Property Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Document Number | 0000082097 |
| Map Reference | MB 20 PG 7 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021082097 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18530 ANNIE LN, SAN JOSE, CA 95120-1005 |
| Document Number | 0000082098 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021082098 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000031881 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020031881 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 31, 2018 |
| Property Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Document Number | 0000050149 |
| Map Reference | MB20 PG7 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 2018050149 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 700 TESORO RD, MONTEREY, CA 93940-7626 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050150 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018050150 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Washington Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,803,759 (+2%) Land $588,788 Building $2,214,971 | |
| 2025 | $31,055.00 (+4.2%) Homeowner's exemption | $2,748,785 (-26.17%) Land $577,244 Building $2,171,541 |
| 2024 | $29,804.00 (-26.57%) | |
| 2023 | $40,590.00 (-0.74%) | $3,723,000 Land $1,683,000 Building $2,040,000 |
| 2022 | $40,892.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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