700 Stowe Dr, Lowell, NC 28098 Property Records

Gaston County property record for 700 Stowe Dr, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1959
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$252,000 (Aug 2023)
Tax Bill$1,999 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05009 02100

Property Details

APN / Parcel Number

Primary APN05009 02100
Alternative APN
  • 128112

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area888 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,810 sqft (0.34 acres)
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address700 STOWE DR
CityLOWELL
StateNC
Zip28098-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHENRY M MCADEN L 197 & P/198 05 009 021 00 000
Legal SubdivisionHENRY M MCADEN PROPERTY
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group2
Census Block2029
Census Tract31304

Owner

700 Stowe Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address700 STOWE DR, LOWELL, NC 28098-1602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 29, 2019Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on File
Deed SaleAug 29, 2023 · Amount on File
Prior SaleApr 29, 2019 · Amount on File
Deed Book / Page5431 / 764
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 29, 2023
Property Address700 STOWE DR, LOWELL, NC 28098-1602
Document Number0054310764
Book / Page5431 / 764
Map ReferenceMB 8 PG 2
Instrument DateAug 28, 2023
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$504.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 STOWE DR, LOWELL, NC 28098-1602

Mortgage

Document Number0005431767
DateAug 29, 2023
Instrument5431/767
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0054310784
DateAug 29, 2023
Book Page5431/784
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount on Record

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 29, 2019
Property Address700 STOWE DR, LOWELL, NC 28098-1602
Document Number0050381575
Book / Page5038 / 1575
Map ReferenceMB 8 PG 2
Instrument DateApr 29, 2019
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 SMOKE TREE CT, 110, GASTONIA, NC 28056-8700

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 STOWE DR, LOWELL, NC 28098-1602

Mortgage

Document Number50381578
DateApr 29, 2019
Instrument5038/1578
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 700 Stowe Dr was $1,999.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,999.00$187,020 Land $22,000 Building $165,020
2023$1,668.00$140,830 Land $22,000 Building $118,830
2021$73,350 Land $17,000 Building $56,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Stowe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Stowe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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