700 Stefaniga Rd, Stafford, VA 22556 Property Records

Stafford County property record for 700 Stefaniga Rd, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 1991
Lot Size	4.2 acres (183,169 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Aug 2026)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-59D`

Property Details

APN / Parcel Number

Primary APN	`27-59D`
Alternative APNs	`027 59D` `16450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	4,531 sqft
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	183,169 sqft (4.2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	307 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16450
Street Address	700 STEFANIGA RD
City	STAFFORD
State	VA
Zip	22556-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT WOODCUTTING 4.2050 AC
Legal Subdivision	WOODCUTTING
Legal Block	2
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2016
Census Tract	10217

Owner

700 Stefaniga Rd is owned and occupied by an individual who bought it in August 2026.

Source: Stafford County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	700 STEFANIGA RD, STAFFORD, VA 22556-6631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Mar 6, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	202612800
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 26, 2026
Property Address	700 STEFANIGA RD, STAFFORD, VA 22556-6631
Document Number	0000012800
Instrument Date	Aug 25, 2026
Instrument	202612800
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	KVS TITLE LLC, KVS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	700 STEFANIGA RD, STAFFORD, VA 22556-6631

Mortgage

Document Number	0000012801,
Date	Aug 26, 2026
Instrument	202612801

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	700 STEFANIGA RD, STAFFORD, VA 22556-6631
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002266
Date	Mar 6, 2023
Instrument	230002266

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Dec 2, 2019
Property Address	700 STEFANIGA RD, STAFFORD, VA 22556-6631
Document Number	190021856
Instrument Date	Nov 27, 2019
Instrument	21856
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 STEFANIGA RD STAFFORD VA 225566631, STAFFORD, VA 22556-6631

Mortgage

Document Number	190021857
Date	Dec 2, 2019
Instrument	21857

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 700 Stefaniga Rd was $4,099.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00	$444,800 Land $145,000 Building $299,800	$444,800 Land $145,000 Building $299,800
2023	$3,655.00	$386,800 Land $125,000 Building $261,800	$386,800 Land $125,000 Building $261,800
2021	$3,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Stefaniga Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Stefaniga Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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