Harrison County property record for 700 Shelley Rd, Karnack, TX 75661
| Property Type | Single Family Home |
|---|---|
| Details | 1,650 sqft · built 1981 |
| Lot Size | 0.483 acres (21,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,300 (Aug 2019) |
| Tax Bill | $2,225 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | R000054652 |
| Primary APN | R000054652 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,650 sqft Living Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 21,039 sqft (0.483 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 536 sqft |
| Shed | 1 Shed |
| Shed Area | 900 sqft |
| Account Number | R000054652 |
|---|---|
| Street Address | 700 SHELLEY RD |
| City | KARNACK |
| State | TX |
| Zip | 75661-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 0.483 LOT: 4 SUBD: BIG FOUR HSE |
| Legal Subdivision | BIG FOUR |
| Legal Lot Number | 4 |
| Jurisdiction | HARRISON TX |
| Township / Civil Division | WASKOM |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 20104 |
700 Shelley Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Harrison County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 23, 2019 | Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on File |
| Deed Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 20199687 |
| Prior Transfer Date | Aug 21, 2019 |
| Prior Transfer Doc | 0000009687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON TX |
| Property Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | 2020 TITLE LLC, 2020 TITLE LLC TEXAS |
| Name | Verified Name |
|---|---|
| Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Document Number | 0000002693 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026-000002693 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON TX |
| Property Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Document Number | 0000010888 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-000010888 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON TX |
| Property Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC |
| Name | Verified Name |
|---|---|
| Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Document Number | 0000004818 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-000004818 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRISON TX |
| Recording Date | Aug 23, 2019 |
| Property Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Document Number | 0000009687 |
| Map Reference | CAB A SL 174-B |
| Instrument Date | Aug 21, 2019 |
| Instrument | 2019-000009687 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 SHELLEY RD, KARNACK, TX 75661-2002 |
| Document Number | 0000009688 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019-000009688 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 700 Shelley Rd was $2,225, up 61.8% from the year before.
Source: Harrison County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Harrison County |
| Unified School District | Karnack Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,225.00 (+61.82%) | $216,330 Land $29,580 Building $186,750 | $216,330 Land $29,580 Building $186,750 |
| 2024 | $1,375.00 (-21.79%) | ||
| 2023 | $1,758.00 | $184,350 Land $34,630 Building $149,720 | $184,350 Land $34,630 Building $149,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Shelley Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1987–2016) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | May 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Shelley Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEIGH WSC-RURAL serves 6,164 people · EPA ID TX1020022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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