Clay County property record for 700 Second Creek Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,881 sqft · built 1997 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,308 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-504-00-01-010.02 |
| Primary APN | 05-504-00-01-010.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| Gross Area | 5,344 sqft |
| 1st Floor Area | 1,881 sqft |
| Basement Area | 2,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 98,446 sqft |
| Lot Dimensions | 300 ft deep x 330 ft wide |
| Garage Type | Attached |
| Garage Area | 1,324 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 700 SECOND CREEK BRIDGE RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NL SECOND CREEK BRIDGE RD 639.4E OF WL NW1/4 SE1/4, N300, E330, S300, W330 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 22 |
| Legal Subdivision | BEG NL SECOND CREEK |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16251 LOWMAN RD, SMITHVILLE, MO 64089-8282 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 24, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2022 |
| Deed Sale | Mar 24, 2022 |
| Prior Sale | Jan 24, 2017 · Amount on Record |
| Deed Document Number | 20229786 |
| Deed Book / Page | 9329 / 123 |
| Prior Transfer Date | Dec 31, 2020 |
| Prior Transfer Doc | 0000002139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 700 SECOND CREEK RD, SMITHVILLE, MO 64089-8231 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036470 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 8074/073 |
| Instrument | 2017036470 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KANSAS CITY, MO 64112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Apr 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 24, 2017 |
| Property Address | 700 SECOND CREEK RD, SMITHVILLE, MO 64089-8231 |
| Document Number | 0000002284 |
| Book / Page | 7894 / 173 |
| Instrument Date | Jan 16, 2017 |
| Instrument | 2017002284 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 700 SECOND CREEK RD, SMITHVILLE, MO 64089-8231 |
| Document Number | 0000002285 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 2017002285 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,308.00 (+18.4%) | $74,590 (+14.9%) | $392,579 (+14.9%) |
| 2023 | $4,483.00 (+19.74%) | $64,920 | $341,684 |
| 2019 | $3,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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