700 Scott Dr, Elgin, IL 60123 Property Records

Kane County property record for 700 Scott Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 1972
Lot Size	0.284 acres (12,375 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Jun 2016)
Tax Bill	$7,987 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-305-018`

Property Details

APN / Parcel Number

Primary APN	`06-10-305-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	2,028 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	700 SCOTT DR
City	ELGIN
State	IL
Zip	60123-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 1 LOT 9 (EX NORTH 51 FT) & LOT 11 (EX SOUTH 10 FT) BLK 6
Legal Subdivision	EAGLE HEIGHTS
Legal Block	6
Legal Lot Number	9,11
Legal Unit	1-9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851909

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	700 SCOTT DR, ELGIN, IL 60123-2634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Prior Sale	Sep 23, 2011
Deed Document Number	201628850
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000075898
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 7, 2020
Property Address	700 SCOTT DR, ELGIN, IL 60123-2634
Document Number	0000075898
Instrument Date	Oct 9, 2020
Instrument	2020K075898
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	700 SCOTT DRIBVE, ELGIN, IL 60123-2634

Mortgage

Document Number	0000075899
Date	Dec 7, 2020
Instrument	2020K075899

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,987.00 (+7.64%) Homeowner's exemption Senior Citizen's exemption
2024		$111,174 (+21.39%) Land $28,069 Building $83,105	$333,655 (+21.44%) Land $84,241 Building $249,415
2022	$7,420.00 (+4.46%) Homeowner's exemption	$91,581 (+6.96%) Land $23,122 Building $68,459	$274,743 (+6.96%) Land $69,366 Building $205,377
2021	$7,103.00 Homeowner's exemption	$85,621 Land $21,617 Building $64,004	$256,863 Land $64,851 Building $192,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

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