700 S Willow St, Effingham, IL 62401 Property Records

Effingham County property record for 700 S Willow St, Effingham, IL 62401

Property Summary

Property Type	Residential Vacant Land
Details	1 bd · 2 ba · 1,200 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Jul 2025)
Tax Bill	$376 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-052-001`

Property Details

APN / Parcel Number

Primary APN	`03-16-052-001`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	1,008 sqft

Location & Zoning

Street Address	700 S WILLOW ST
City	EFFINGHAM
State	IL
Zip	62401-3863
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 1 BLK 9 EDA A AUSTIN SUB 25003576 25002355 25001671 3365/259 3334/70 3261/49 2456/145 2269/285 1574/105 1218/261 561/199
Legal Subdivision	EDA A AUSTIN SUBDIVISION
Legal Block	9
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2036
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	700 S WILLOW ST, EFFINGHAM, IL 62401-3863
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Feb 13, 2018	Special Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL
Sep 18, 2017	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20252355
Prior Transfer Date	Sep 16, 2024
Prior Transfer Doc	0000001671
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	700 S WILLOW ST, EFFINGHAM, IL 62401-3863
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 N CLEVELAND ST, EFFINGHAM, IL 62401-3311

Mortgage

Document Number	202525003692
Date	Oct 14, 2025
Instrument	202525003692

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	200 S BANKER ST, EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2045

Interest

Rate Type	Adjustable Rate

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 13, 2018
Property Address	700 S WILLOW ST, EFFINGHAM, IL 62401-3863
Document Number	003365/259
Book / Page	3365 / 259
Map Reference	MB 2 PG 3
Instrument Date	Jan 29, 2018
Instrument	201801800525
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S WILLOW ST, EFFINGHAM, IL 62401-3863

Mortgage

Document Number	201801800526
Date	Feb 13, 2018
Instrument	201801800526

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Feb 8, 2051

September 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 18, 2017
Property Address	700 S WILLOW ST, EFFINGHAM, IL 62401-3863
Document Number	003334/070
Book / Page	3334 / 070
Map Reference	MB 3 PG 3
Instrument Date	Sep 12, 2017
Instrument	201701704422
Transaction Type	Foreclosure
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$376.00	$6,670 Land $6,670	$20,010 Land $20,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on S Willow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures