700 S Ward St, Geneva, AL 36340 Property Records

Geneva County property record for 700 S Ward St, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,200 sqft · built 2012
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Oct 2023)
Tax Bill	$940 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1907361003006000`

Property Details

APN / Parcel Number

Primary APN	`1907361003006000`
Alternative APNs	`0000759380` `0000866180`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,200 sqft Heated Area
1st Floor Area	2,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000866180
Street Address	700 S WARD ST
City	GENEVA
State	AL
Zip	36340-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 210' NW OF INT S ROW BONITA AVE & W ROW WARD AVE, N'LY 420', W 210', S'LY 420', E 210' TO POB. S36-T1N-R21E
Legal Range	21E
Legal Township	01N
Legal Section	36
Jurisdiction	GENEVA AL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5023
Census Tract	50300

Owner

Source: Geneva County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 S WARD ST, GENEVA, AL 36340-7420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FEDERAL CREDIT UNION
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE SAMSON BANKING COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Deed Book / Page	1207 / 320
Prior Transfer Date	Sep 29, 2023
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Recording Date	Oct 13, 2026
Property Address	700 S WARD ST, GENEVA, AL 36340-7420
Document Number	1338000123
Book / Page	1338 / 123
Instrument Date	Oct 5, 2026
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S WARD ST, GENEVA, AL 36340-7420

Mortgage

Document Number	1338000123,
Date	Oct 13, 2026
Book Page	1338/123

Lender

Name	TYNDALL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	710 S WARD ST, GENEVA, AL 36340-7420
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 S WARD ST, GENEVA, AL 36340-7420

Mortgage

Document Number	001207/323
Date	Oct 4, 2023
Book Page	1207/323

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Geneva City
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$940.00 (-52.72%)
2025	$1,988.00 (+162.27%)	$45,100 (+162.21%) Land $4,440 Building $40,660	$225,500 (+133.92%) Land $22,200 Building $203,300
2024	$758.00 (+80.05%)	$17,200 (+79.92%) Land $2,380 Building $14,820	$96,400 (+58.03%) Land $22,300 Building $74,100
2023	$421.00 (+10.5%) Additional exemption filed	$9,560 (+10.65%) Land $560 Building $9,000	$61,000 (+17.76%) Land $16,000 Building $45,000
2022	$381.00 Additional exemption filed	$8,640 Land $420 Building $8,220	$51,800 Land $10,700 Building $41,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line
Claims by Event	Severe Storms And Flooding, Mar 1998 · 4 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Ward St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures