700 S Terrace Dr, Eagle Lake, FL 33839 Property Records

Polk County property record for 700 S Terrace Dr, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1993
Lot Size	0.384 acres (16,710 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2000)
Tax Bill	$568 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-357700-000207`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-357700-000207`
Alternative APNs	`122925357700000207` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	16,710 sqft (0.384 acres)
Lot Dimensions	151 ft deep x 119 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	592 sqft
Patio Area	364 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	700 S TERRACE DR
City	EAGLE LAKE
State	FL
Zip	33839-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE LAKE TERRACE UNIT ONE PB 34 PG 32 BLK 1 BEG 1438.49 FT N & 597.38 FT W OF SE COR U S LOT 2 RUN S 80 DEG 45 MIN W 70 FT N 27 DEG 27 MIN W 149.13 FT N 73 DEG 07 MIN 30 SEC E A CHORD DIST OF 62.76 FT N 80 DEG 45 MIN E 88.98 FT S 3 DEG 45 MIN W 153
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	EAGLE LAKE TERRACE UNIT NO 1
Legal Tract	357700
Legal Block	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14701

Owner

700 S Terrace Dr is owned and occupied by an individual who bought it in November 2000.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	700 S TERRACE DR, EAGLE LAKE, FL 33839-3534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2000 · Amount on File
Deed Sale	Nov 29, 2000 · Amount on File
Deed Book / Page	4580 / 503
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	700 S TERRACE DR, EAGLE LAKE, FL 33839-3534
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103682
Date	Apr 23, 2021
Book Page	11681/1779
Instrument	2021103682

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 700 S Terrace Dr was $568 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,453 (+2.7%)	$226,264 (-1.59%) Land $23,776 Building $202,488
2025	$568.00 Homeowner's exemption	$84,180	$229,921 Land $23,776 Building $206,145
2023	$995.00 (+5.63%) Homeowner's exemption	$79,425 (+3%)	$225,118 (+14.54%) Land $23,134 Building $201,984
2022	$942.00 Homeowner's exemption	$77,112	$196,541 Land $19,278 Building $177,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 S Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 S Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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