700 S Main St, Saint Jo, TX 76265 Property Records

Montague County property record for 700 S Main St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,420 sqft · built 1946
Lot Size	0.427 acres (18,641 sqft)
Owner	Individual Name on Record
Tax Bill	$2,849 (2026)
Deeds & Mortgages	Jun 2019 Construction Loan Jun 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000010455`

Property Details

APN / Parcel Number

Primary APN	`R000010455`
Alternative APN	`20409.0000.5925.0000`

Interior

Stories	1 Story
Building Area	1,420 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	18,641 sqft (0.427 acres)
Porch	Porch
Porch Area	578 sqft

Location & Zoning

Account Number	20409.0000.5925.0000
Street Address	700 S MAIN ST
City	SAINT JO
State	TX
Zip	76265-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 409 A KITCHEN 100X180
Legal Subdivision	A KITCHEN SUR ABST 409
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2090
Census Tract	950100

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4787 CLEAR CREEK LOOP, SAINT JO, TX 76265-3116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Construction Mortgage MUENSTER STATE BANK
Jun 3, 2025	Intrafamily Transfer, Transfer
Nov 19, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2009
Deed Sale	Sep 10, 2009
Deed Document Number	200996137
Deed Book / Page	493 / 755
Last Transfer Date	Sep 24, 2024
Transfer Doc	0000005397
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	700 S MAIN ST, SAINT JO, TX 76265-2099
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001902327
Date	Jun 7, 2019
Instrument	1902327

Lender

Name	MUENSTER STATE BANK
Type	Bank
Address	MUENSTER, TX 76252

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTAGUE TX
Recording Date	Jun 3, 2025
Property Address	700 S MAIN ST, SAINT JO, TX 76265-2099
Document Number	0002502224
Map Reference	VOL 493 PG 755
Instrument Date	Jun 3, 2025
Instrument	2502224
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4787 CLEAR CREEK LOOP, SAINT JO, TX 76265-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4787 CLEAR CREEK LOOP, SAINT JO, TX 76265-3116

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTAGUE TX
Recording Date	Nov 19, 2024
Property Address	700 S MAIN ST, SAINT JO, TX 76265-2099
Document Number	0002405397
Map Reference	VOL 804 PG 484
Instrument Date	Sep 24, 2024
Instrument	2405397
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4787 CLEAR CREEK LOOP, SAINT JO, TX 76265-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4787 CLEAR CREEK LOOP, SAINT JO, TX 76265-3116

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,849.00 (+433.52%)	$138,600 (+7.07%) Land $7,380 Building $131,220	$138,600 (+7.07%) Land $7,380 Building $131,220
2025	$534.00 (+29.61%)	$129,450 (+57.98%) Land $7,380 Building $122,070	$129,450 (+57.98%) Land $7,380 Building $122,070
2023		$81,940 Land $2,950 Building $78,990	$81,940 Land $2,950 Building $78,990
2022	$412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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