700 S Abel St, Unit 413, Milpitas, CA 95035 Property Records

Santa Clara County property record for 700 S Abel St, Unit 413, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,851 sqft · built 2007
Lot Size	0.01 acres (435 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Nov 2021)
Tax Bill	$12,990 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`083-21-056`

Property Details

APN / Parcel Number

Primary APN	`083-21-056`
Alternative APN	`08661056`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,851 sqft Living Area
1st Floor Area	1,259 sqft
2nd Floor Area	592 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	435 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 S ABEL ST, 413
City	MILPITAS
State	CA
Zip	95035-8680
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	TERRA SERENA LOT 2 UNIT 413
Legal Subdivision	TERRA SERENA
Legal Tract	9699
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2011
Census Tract	504510

Owner

700 S Abel St, Unit 413 is owned and occupied by two individuals who bought it in November 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 S ABEL ST, 413, MILPITAS, CA 95035-8680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 13, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Nov 18, 2014 · Amount on File
Deed Document Number	202125150470
Prior Transfer Date	Sep 12, 2009
Prior Transfer Doc	0020432764
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 1, 2021
Property Address	700 S ABEL ST UNIT 413, 413, MILPITAS, CA 95035-8680
Document Number	0025150470
Map Reference	MB 798 PG 12-17
Instrument Date	Oct 20, 2021
Instrument	25150470
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	700 S ABEL ST UNIT 413, 413, MILPITAS, CA 95035-8680

Mortgage

Document Number	0025150471
Date	Nov 1, 2021
Instrument	25150471

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	700 S ABEL ST UNIT 413, 413, MILPITAS, CA 95035-8680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023775489
Date	Oct 13, 2017
Instrument	23775489

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	700 S ABEL ST UNIT 413, 413, MILPITAS, CA 95035-8680
Document Number	0024509039
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	700 S ABEL ST #413 MILPITAS CA 950358680, 413, MILPITAS, CA 95035-8680

Mortgage

Document Number	0024509039
Date	Jun 17, 2020
Instrument	24509039

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 700 S Abel St, Unit 413 was $12,990.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,082,432 (+2%) Land $541,216 Building $541,216
2025	$12,990.00	$1,061,208 Land $530,604 Building $530,604
2023	$12,608.00 (+0.59%)	$1,020,000 Land $510,000 Building $510,000
2022	$12,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 700 S Abel St, Unit 413 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	289 units insured incl. 285 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 S Abel St, Unit 413 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	425 / 80
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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