700 Rosemont Ave, Frederick, MD 21701 Property Records

Frederick County property record for 700 Rosemont Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,718 sqft · built 1925
Lot Size	0.652 acres (28,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (Aug 2026)
Tax Bill	$23,055 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-057816`

Property Details

APN / Parcel Number

Primary APN	`02-057816`
Alternative APNs	`2057816` `057816`

Interior

Full Baths	4.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	4,718 sqft Living Area
1st Floor Area	2,360 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Stone
Roof Material	Other
Lot Area	28,400 sqft (0.652 acres)
Lot Dimensions	200 ft deep x 142 ft wide
Garage Type	Detached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	562 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	057816
Street Address	700 ROSEMONT AVE
City	FREDERICK
State	MD
Zip	21701-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT #8 142 X 200 700 ROSEMONT AVE. FREDERICK
Legal Subdivision	GROVE JOHN W
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2009
Census Tract	750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2025	Deed, Transfer PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jan 22, 2021	Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	18027 / 379
Transfer Doc	0000000169
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 28, 2026
Property Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511
Document Number	1802000379
Book / Page	18027 / 379
Instrument Date	Aug 24, 2026
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511

Mortgage

Document Number	1802000384,
Date	Aug 28, 2026
Book Page	18027/384

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 3, 2025
Property Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511
Document Number	0175420344
Book / Page	17542 / 344
Map Reference	MB EGH 2 FO 89
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152950209
Date	Sep 17, 2021
Book Page	15295/209

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.64%
Index	Other
Margin	3
Max Rate	7.64%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 22, 2021
Property Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511
Document Number	0144810309
Book / Page	14481 / 309
Map Reference	MB EGH 2 FO 89
Instrument Date	Jan 4, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	700 ROSEMONT AVE, FREDERICK, MD 21701-8511

Mortgage

Document Number	14481316
Date	Jan 22, 2021
Instrument	14481/316

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.76%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.69%
Index	1-Year LIBOR
Margin	3
Max Rate	7.69%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,653,833 (+0.46%)	$1,669,100 (+1.39%) Land $399,200 Building $1,269,900
2025	$23,055.00 (+12.59%) Homeowner's exemption	$1,646,200 (+29.96%) Land $315,900 Building $1,330,300	$1,646,200 (-) Land $315,900 Building $1,330,300
2023	$20,477.00 Homeowner's exemption	$1,266,733	$1,646,200 Land $315,900 Building $1,330,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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