700 River Ave, Providence, RI 02908 Property Records

Providence City property record for 700 River Ave, Providence, RI 02908

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,677 sqft · built 1944
Lot Size0.083 acres (3,596 sqft)
Owner2 Individual Names on File
Last Sale$447,500 (Oct 2025)
Tax Bill$5,247 (2025)
Deeds & MortgagesSep 2023 Refinance
Jul 2024 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNPROV M:118 L:75

Property Details

APN / Parcel Number

Primary APNPROV M:118 L:75
Alternative APNs
  • P:1180075 L:0000
  • 6924

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,677 sqft Living Area
Gross Area3,502 sqft
1st Floor Area1,118 sqft
AtticAttic
Attic Area559 sqft
Basement Area1,118 sqft
Unfinished Basement1,118 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,596 sqft (0.083 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6924
Street Address700 RIVER AVE
CityPROVIDENCE
StateRI
Zip02908-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number75
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group2
Census Block2013
Census Tract2400

Owner

700 River Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Providence City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PAUL W KELLEY 3RD
Jul 29, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
MECHANICS COOPERATIVE BANK
Oct 9, 2025Warranty Deed, Transfer · Conventional Mortgage
THE WASHINGTON TRUST CO OF WESTERLY
Apr 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
STONEHAM COOPERATIVE BANK
Apr 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
STONEHAM COOPERATIVE BANK
Jun 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025 · Amount on File
Deed SaleOct 9, 2025 · Amount on File
Prior SaleJan 28, 2016 · Amount on File
Deed Book / Page14546 / 224
Transfer Doc10860-198
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013963-326
DateSep 14, 2023
Book Page13963/326
Instrument2023353719
Lender
NamePAUL W KELLEY 3RD
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014192-314
DateJul 29, 2024
Book Page14192/314
Instrument2024372601
Lender
NameMECHANICS COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateOct 9, 2025
Property Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
Document Number014546-224
Book / Page14546 / 224
Instrument DateOct 9, 2025
Instrument2025401697
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address700 RIVER AVE, PROVIDENCE, RI 02908-2309

Mortgage

Document Number2025401698
DateOct 9, 2025
Instrument2025401698
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number012702-154
DateApr 24, 2020
Book Page12702/154
Instrument2020254512
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number012702-194
DateApr 24, 2020
Book Page12702/194
Instrument2020254515
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateJun 27, 2017
Property Address700 RIVER AVE, PROVIDENCE, RI 02908-2309
Document Number11754-79
Book / Page011754 / 000079
Instrument DateJun 23, 2017
Instrument4704
Transaction TypeTransfer
Record UpdatedJul 11, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address566 SMITH ST PROVIDENCE RI 029084330, PROVIDENCE, RI 02908-4330

Tax Assessment & Valuation

The 2025 property tax bill for 700 River Ave was $5,247.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,247.00$359,400 Land $159,200 Building $200,200$421,191
2023$4,848.00 (+3.08%)$264,200 (-) Land $103,500 Building $160,700
2022$4,703.00$264,200 Land $103,500 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 River Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 River Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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