700 Reflection Cove Rd E, Jacksonville, FL 32218 Property Records

Duval County property record for 700 Reflection Cove Rd E, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,770 sqft · built 2008
Lot Size	0.28 acres (12,205 sqft)
Owner	Individual Name on Record
Last Sale	$458,000 (May 2026)
Tax Bill	$366 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106606-7115`

Property Details

APN / Parcel Number

Primary APN	`106606-7115`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,770 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,757 sqft
Upper Floors Area	1,037 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,205 sqft (0.28 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	195 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	700 REFLECTION COVE RD E
City	JACKSONVILLE
State	FL
Zip	32218-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-59 37-1N-27E .28 NORTH CREEK UNIT 4 LOT 2
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	NORTH CREEK UNIT 4
Legal Block	3
Legal Lot Number	2
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3019
Census Tract	10101

Owner

Source: Duval County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2026123930
Deed Book / Page	21922 / 571
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 28, 2026
Property Address	700 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8948
Document Number	0000123930
Book / Page	21922 / 571
Instrument Date	May 14, 2026
Instrument	2026123930
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ATON TITLE, WATSON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323,806.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8948

Mortgage

Document Number	0000123931,
Date	May 28, 2026
Instrument	2026123931

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 6, 2021
Property Address	700 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8948
Document Number	0198500775
Book / Page	19850 / 775
Map Reference	MB 61 PG 59-66
Instrument Date	Jul 26, 2021
Instrument	2021202991
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 W 5TH ST, 335, JACKSONVILLE, FL 32206-4317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8948

Mortgage

Document Number	19850777
Date	Aug 6, 2021
Instrument	19850/777

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	700 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188901221
Date	Aug 7, 2019
Book Page	18890/1221
Instrument	2019183114

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,954 (+2.7%)	$387,701 (+2.4%) Land $95,874 Building $291,827
2025	$366.00 (+89.64%) Homeowner's exemption Veteran's exemption	$375,808 (+5.99%)	$378,625 (-3.67%) Land $80,000 Building $298,625
2024	$193.00
2023	$193.00 Homeowner's exemption Veteran's exemption Widower's exemption	$354,580 (+3%)	$393,037 (+14.17%) Land $75,000 Building $318,037
2022	$193.00 Homeowner's exemption Veteran's exemption Widower's exemption	$344,253 Land $55,000 Building $289,253	$344,253 Land $55,000 Building $289,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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