700 Prospect Ave, Rumford, ME 04276 Property Records

Oxford County and Rumford Town property record for 700 Prospect Ave, Rumford, ME 04276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1895
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,034 (2025)
Flood Zone	Zone X (minimal risk)
APN	`RUMF M:128 L:087`

Property Details

APN / Parcel Number

Primary APN	`RUMF M:128 L:087`
Alternative APN	`1320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Cape Cod
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	1320
Street Address	700 PROSPECT AVE
City	RUMFORD
State	ME
Zip	04276-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	87
Jurisdiction	RUMFORD ME
Township / Civil Division	RUMFORD
Census Block Group	3
Census Block	3031
Census Tract	965600

Owner

700 Prospect Ave is owned and occupied by two individuals who acquired it in January 2025.

Source: Oxford County and Rumford Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 PROSPECT AVE, RUMFORD, ME 04276-2343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2025
Transfer Doc	0000001202
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 700 Prospect Ave was $3,034, up 12.7% from the year before.

Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Rumford Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,034.00 (+12.7%)	$162,000 (-) Land $13,100 Building $148,900
2024	$2,692.00 (+4.91%)	$162,000 (+40.02%) Land $13,100 Building $148,900
2023	$2,566.00	$115,700 (-) Land $9,400 Building $106,300
2022	$2,566.00	$115,700 Land $9,400 Building $106,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 700 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1986–2023)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 8 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20