700 Ponds Ct, Oswego, IL 60543 Property Records

Kendall County property record for 700 Ponds Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,947 sqft · built 2001
Lot Size0.179 acres (7,779 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Nov 2018)
Tax Bill$7,281 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-18-230-011

Property Details

APN / Parcel Number

Primary APN03-18-230-011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,947 sqft Living Area
Gross Area2,357 sqft
1st Floor Area1,947 sqft
Basement Area1,183 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,779 sqft (0.179 acres)
Lot Dimensions110 ft deep x 63 ft wide
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address700 PONDS CT
CityOSWEGO
StateIL
Zip60543-8273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 131 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionRIVER RUN SUB
Legal Lot Number131
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3023
Census Tract890301

Owner

700 Ponds Ct is owned and occupied by two individuals who bought it in November 2018.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address700 PONDS CT, OSWEGO, IL 60543-8273
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 19, 2018Warranty Deed, Transfer
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2018 · Amount on File
Deed SaleNov 19, 2018 · Amount on File
Prior SaleApr 19, 2001 · Amount on File
Deed Document Number201816511
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address700 PONDS CT, OSWEGO, IL 60543-8273
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003695
DateFeb 10, 2021
Instrument202100003695
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 19, 2018
Property Address700 PONDS CT, OSWEGO, IL 60543-8273
Document Number0000016511
Instrument DateNov 9, 2018
Instrument16511
Transaction TypeTransfer
Record UpdatedFeb 4, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address233 S COMMONWEALTH AVE AURORA IL 605064817, AURORA, IL 60506-4817

Mortgage

Document Number16512
DateNov 19, 2018
Instrument16512
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
AmountAmount on Record
Term360 Months
DueNov 18, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,161 Land $24,694 Building $80,467$315,483 Land $74,082 Building $241,401
2024$7,281.00
2022$79,741 Land $18,725 Building $61,016$239,223 Land $56,175 Building $183,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 Ponds Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 Ponds Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Ponds Ct

Nearby Streets

Search Property Records by Address or Parcel Number