700 Phillips St, Shelby, NC 28150 Property Records

Cleveland County property record for 700 Phillips St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 1962
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2024)
Tax Bill	$2,678 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21214`

Property Details

APN / Parcel Number

Primary APN	`21214`
Alternative APNs	`1342969` `1365026`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,892 sqft Finished Area
Basement Area	1,892 sqft
Finished Basement	1,892 sqft
Unfinished Basement	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	39,204 sqft (0.9 acres)
Porch	Slab
Porch Area	20 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1365026
Street Address	700 PHILLIPS ST
City	SHELBY
State	NC
Zip	28150-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT PHILLIPS ST
Legal Block	2
Legal Lot Number	33
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951000

Owner

700 Phillips St is owned and occupied by an individual who bought it in August 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	700 PHILLIPS ST, SHELBY, NC 28150-5546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 27, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Sep 20, 2021
Deed Document Number	2024200104139
Deed Book / Page	1928 / 70
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0018520425
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Sep 20, 2021
Property Address	700 PHILLIPS ST, SHELBY, NC 28150-5546
Document Number	0018520425
Book / Page	1852 / 425
Instrument Date	Sep 14, 2021
Instrument	200061402
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 PHILLIPS ST, 700, SHELBY, NC 28150-5546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PHILLIPS ST, SHELBY, NC 28150-5546

Mortgage

Document Number	0001852427
Date	Sep 20, 2021
Instrument	1852/427

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 27, 2021
Property Address	700 PHILLIPS ST, SHELBY, NC 28150-5546
Document Number	0018412743
Book / Page	1841 / 2743
Instrument Date	May 26, 2021
Instrument	200055761
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 PHILLIPS ST, SHELBY, NC 28150-5546

Mortgage

Document Number	0018412746
Date	May 27, 2021
Instrument	1841/2746

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 700 Phillips St was $2,678, up 1.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,678.00 (+1.4%)	$265,523 (-) Land $38,880 Building $226,643	$265,523 (-) Land $38,880 Building $226,643
2025	$2,641.00	$265,523 Land $38,880 Building $226,643	$265,523 Land $38,880 Building $226,643
2023		$166,991 Land $25,563 Building $141,428	$166,991 Land $25,563 Building $141,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Phillips St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Phillips St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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