700 Perkins St, Lowell, NC 28098 Property Records

Gaston County property record for 700 Perkins St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1940
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Nov 2025)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05005 10400`

Property Details

APN / Parcel Number

Primary APN	`05005 10400`
Alternative APN	`127768`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Pool Area	420 sqft
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 PERKINS ST
City	LOWELL
State	NC
Zip	28098-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	05 005 104 00 000
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1017
Census Tract	31303

Owner

700 Perkins St is owned by an individual who bought it in November 2025.

Source: Gaston County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	305 SOUTH ST, BELMONT, NC 28012-4127
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Jun 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Book / Page	5599 / 464
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 12, 2025
Property Address	700 PERKINS ST, LOWELL, NC 28098-1823
Document Number	0055990464
Book / Page	5599 / 464
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 SPRING GARDENS DR, BELMONT, NC 28012-3086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SOUTH ST, BELMONT, NC 28012-4127
Investor	Possibly a Property Investor

Mortgage

Document Number	0005599467
Date	Nov 12, 2025
Instrument	5599/467

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 10, 2023
Property Address	700 PERKINS ST, LOWELL, NC 28098-1823
Document Number	0053920165
Book / Page	5392 / 165
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 WEST AVE JOHN ST7094, ST7094, HICKSVILLE, NY 11801-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PERKINS ST, LOWELL, NC 28098-1823

Mortgage

Document Number	0005392168
Date	Feb 10, 2023
Instrument	5392/168

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 14, 2022
Property Address	700 PERKINS ST, LOWELL, NC 28098-1823
Document Number	0053432348
Book / Page	5343 / 2348
Map Reference	MB 1740 PG 311
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 WHITE PASOUR RD, 211, BESSEMER CITY, NC 28016-9731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 W JOHN ST UNIT 7094, 7094, HICKSVILLE, NY 11802-4447

Tax Assessment & Valuation

The 2026 property tax bill for 700 Perkins St was $1,958.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00	$183,220 (-) Land $17,000 Building $166,220
2025	$1,958.00	$183,220 Land $17,000 Building $166,220
2023	$2,171.00	$183,220 Land $17,000 Building $166,220
2021			$79,090 Land $12,000 Building $67,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Perkins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Perkins St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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