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700 Pea Rdg Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 700 Pea Rdg Rd, Cornelia, GA 30531

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 1,920 sqft · built 1975
Lot Size11.8 acres (517,928 sqft)
OwnerIndividual Name on Record
Last Sale$497,000 (May 2021)
Tax Bill$3,755 (2026)
Deeds & MortgagesSep 2022 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN010 037

Property Details

APN / Parcel Number

Primary APN010 037
Alternative APNs
  • 681379
  • 372759

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,920 sqft Heated Area
Gross Area3,033 sqft
1st Floor Area1,920 sqft
SunroomSunroom
FlooringConcrete/Cement
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialMetal
Lot Area517,928 sqft (11.8 acres)
Garage TypeMixed
Garage Area2,400 sqft
Parking Spaces12 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area567 sqft
Deck Area228 sqft
Patio Area318 sqft
Shed1 Shed
Shed Area288 sqft
Bath House252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number372759
Street Address700 PEA RIDGE RD
CityCORNELIA
StateGA
Zip30531-4869
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeLI
Legal Description10-93 PB 18-5 1266-32
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1018
Census Tract603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address700 PEA RIDGE RD, CORNELIA, GA 30531-4869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage
REGIOINS BANK
May 4, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2021 · Amount on Record
Deed SaleMay 4, 2021 · Amount on Record
Deed Document Number20211343
Deed Book / Page1266 / 32
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address700 PEA RIDGE RD, CORNELIA, GA 30531-4869
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 PEA RIDGE RD, CORNELIA, GA 30531-4869

Mortgage

Document Number0000001319/0000000897
DateSep 27, 2022
Book Page0000001319/0000000897
Lender
NameREGIOINS BANK
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateMay 4, 2021
Property Address700 PEA RIDGE RD, CORNELIA, GA 30531-4869
Document Number1266/32
Book / Page1266 / 32
Instrument DateMay 4, 2021
Instrument2021-001343
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 PEA RIDGE RD, CORNELIA, GA 30531-4869

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,755.00 Homeowner's exemption Senior Citizen's exemption$202,306 (+13.09%) Land $75,676 Building $126,630$505,766 (+13.09%) Land $189,191 Building $316,575
2023Homeowner's exemption Senior Citizen's exemption$178,888 (+24.68%) Land $68,488 Building $110,400$447,220 (+24.68%) Land $171,220 Building $276,000
2022Homeowner's exemption Senior Citizen's exemption$143,476 Land $45,656 Building $97,820$358,690 Land $114,140 Building $244,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 76% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber		1,000 / 1,000
Windstream
Cable · Fiber in parts of the area		1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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