Madison County property record for 700 Panola Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Nov 1997) |
| Tax Bill | $276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0121-0000-0054-A |
| Primary APN | 0121-0000-0054-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 106,722 sqft (2.45 acres) |
|---|
| Account Number | 48986 |
|---|---|
| Street Address | 700 PANOLA RD |
| City | WACO |
| State | KY |
| Zip | 40385-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.45 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11103 |
700 Panola Rd is owned and occupied by two individuals who bought it in November 1997.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 PANOLA RD, WACO, KY 40385-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1997 · Amount on File |
| Deed Sale | Nov 20, 1997 · Amount on File |
| Deed Document Number | 0000483662 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 700 Panola Rd was $276 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276.00 Homeowner's exemption | $78,400 | $78,400 |
| 2023 | $310.00 Homeowner's exemption | $78,400 | $78,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Panola Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 700 Panola Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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