700 North St, Chenoa, IL 61726 Property Records

McLean County property record for 700 North St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1976
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$83,500 (Jun 2018)
Tax Bill	$1,792 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-156-012`

Property Details

APN / Parcel Number

Primary APN	`03-01-156-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	700 NORTH ST
City	CHENOA
State	IL
Zip	61726-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMAHAN & COS ADD TO CHENOA LOT 9 BLK 1
Legal Subdivision	MCMAHAN & COS ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1005
Census Tract	5700

Owner

700 North St is owned and occupied by two individuals who bought it in June 2018.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	700 NORTH ST, CHENOA, IL 61726-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGNAGAN STATE BANK
Jun 13, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
Mar 7, 2017	Special Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Deed Document Number	20189228
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	700 NORTH ST, CHENOA, IL 61726-1500
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018524
Date	Oct 13, 2017
Instrument	2017-00018524

Lender

Name	FLAGNAGAN STATE BANK
Type	Non-Lending Institution
Address	EL PASO, IL 61738

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 13, 2018
Property Address	700 NORTH ST, CHENOA, IL 61726-1500
Document Number	201800009228
Instrument Date	May 24, 2018
Instrument	2018-00009228
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 N 3RD AVE, 528, CHENOA, IL 61726-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 N 3RD AVE, CHENOA, IL 61726-1502

Mortgage

Document Number	201800009229
Date	Jun 13, 2018
Instrument	2018-00009229

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 7, 2017
Property Address	700 NORTH ST, CHENOA, IL 61726-1500
Document Number	201700003991
Instrument Date	Feb 23, 2017
Instrument	2017-00003991
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 N 3RD AVE, CHENOA, IL 61726-1502

Mortgage

Document Number	201700003992
Date	Mar 7, 2017
Instrument	2017-00003992

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2018

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,738 Land $3,915 Building $23,823	$83,214 Land $11,745 Building $71,469
2024	$1,792.00 (+10.82%)
2023	$1,617.00 (+8.09%)	$22,982 (+6.78%) Land $3,244 Building $19,738	$68,946 (+6.78%) Land $9,732 Building $59,214
2022	$1,496.00	$21,523 Land $3,038 Building $18,485	$64,569 Land $9,114 Building $55,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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