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700 N State St, Ionia, MI 48846 Property Records

Ionia County property record for 700 N State St, Ionia, MI 48846

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1950
Lot Size1.19 acres (52,011 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Jun 2006)
Tax Bill$2,811 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN34-204-600-000-005-10

Property Details

APN / Parcel Number

Primary APN34-204-600-000-005-10
Alternative APN
  • 20460000000510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,028 sqft Living Area
1st Floor Area1,352 sqft
Basement Area1,352 sqft
Unfinished Basement1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleOther
Exterior MaterialBrick
Lot Area52,011 sqft (1.19 acres)
Lot Dimensions323 ft deep x 161 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address700 N STATE ST
CityIONIA
StateMI
Zip48846-1055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCITY OF IONIA COM AT A PT 945.5 FT S OF W 1/4 COR OF SEC 18,T7N,R6W,IONIA TWP IONIA CO,MI; TH S 89 D 35 M 40 S,E 373 FT; TH N 00 D 02 M 47 S,W 178 FT; TH N 89 D 35M 40 S,W 373 FT; TH S 178 FT TO P.O.B. EXC THE S 17 FT. SPLIT ON 08/10/2006 FROM 204-60
JurisdictionIONIA MI
Township / Civil DivisionIONIA
Census Block Group2
Census Block2020
Census Tract31600

Owner

700 N State St is owned and occupied by an individual who bought it in June 2006.

Source: Ionia County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 392, IONIA, MI 48846-0392
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2006 · Amount on File
Deed SaleJun 1, 2006 · Amount on File
Deed Book / Page596 / 8296
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIONIA MI
Property Address700 N STATE ST, IONIA, MI 48846-1055
Transaction TypeMortgage
Record UpdatedJul 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000649/0000004252
DateMar 2, 2018
Book Page0000000649/0000004252
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 700 N State St was $2,811 with a homeowner's exemption.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityIonia City
Unified School DistrictIonia Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,700 (+11.04%) Land $24,600 Building $99,100$247,400 (+11.04%) Land $49,200 Building $198,200
2025$2,811.00 Homeowner's exemption$111,400 Land $23,100 Building $88,300$222,800 Land $46,200 Building $176,600
2023$96,300 Land $17,000 Building $79,300$192,600 Land $34,000 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 N State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIONIA
serves 11,708 people · EPA ID MI0003370
Water SourceGroundwater
Last State InspectionOct 2021
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Point Broadband, Surf Internet.

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