700 N 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 700 N 3rd St, Richmond, KY 40475

Property Summary

Property Type	Townhouse
Details	1,500 sqft
Owner	Company Name on Record
Last Sale	$45,000 (Aug 2018)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R007-0030-0027`

Property Details

APN / Parcel Number

Primary APN	`R007-0030-0027`
Alternative APNs	`136350` `99113` `66305`

Interior

Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Exterior Material	Brick Veneer

Location & Zoning

Account Number	66305
Street Address	700 N 3RD ST
City	RICHMOND
State	KY
Zip	40475-1287
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MARKWOOD LOT 27
Legal Subdivision	MARKWOOD
Legal Lot Number	27
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1036
Census Tract	10202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	248 N 2ND ST, RICHMOND, KY 40475-1408
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed, Transfer · Commercial Mortgage 1ST TRUST BANK INC
Aug 31, 2018	Deed, Transfer · Commercial Mortgage 1ST TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Aug 31, 2018
Deed Document Number	2013981291
Deed Book / Page	D00764 / 108
Record Updated	Jun 8, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 31, 2018
Property Address	700 N 3RD ST, RICHMOND, KY 40475-1287
Document Number	D00764/098
Book / Page	D00764 / 098
Map Reference	MB6 PG118
Instrument Date	Aug 1, 2018
Instrument	2013981290
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 EMMA MAE WAY, 605, RICHMOND, KY 40475-6523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 N 2ND ST, RICHMOND, KY 40475-1408

Mortgage

Document Number	2013981294
Date	Aug 31, 2018
Instrument	2013981294

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2038

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 31, 2018
Property Address	700 N 3RD ST, RICHMOND, KY 40475-1287
Document Number	D00764/108
Book / Page	D00764 / 108
Map Reference	MB1 PG100
Instrument Date	Aug 1, 2018
Instrument	2013981291
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 GREENS CROSSING RD, 545, RICHMOND, KY 40475-9012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 N 2ND ST, RICHMOND, KY 40475-1408

Mortgage

Document Number	2013981295
Date	Aug 31, 2018
Instrument	2013981295

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 30, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (+4.95%) Additional exemption filed	$216,000 (+8%)	$216,000 (+8%)
2023	$1,940.00 (-0.31%)	$200,000 (-)	$200,000 (-)
2022	$1,946.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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