700 Mountain Rd, Lake Bluff, IL 60044 Property Records

Lake County property record for 700 Mountain Rd, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 5,197 sqft · built 1983
Lot Size0.804 acres (35,018 sqft)
Owner2 Individual Names on Record
Last Sale$1,700,000 (Jun 2016)
Tax Bill$62,692 (2024)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-207-008

Property Details

APN / Parcel Number

Primary APN12-21-207-008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,197 sqft Living Area
Gross Area6,098 sqft
1st Floor Area2,293 sqft
Upper Floors Area840 sqft
Basement Area2,293 sqft
Finished Basement2,064 sqft
Unfinished Basement229 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area35,018 sqft (0.804 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address700 MOUNTAIN RD
CityLAKE BLUFF
StateIL
Zip60044-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFEGAN SUBDIVISION; LOT 1
Legal SubdivisionFEGAN SUBDIVISION
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2011
Census Tract863300

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address700 MOUNTAIN RD, LAKE BLUFF, IL 60044-2105
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2016 · Amount on Record
Deed SaleJun 6, 2016 · Amount on Record
Prior SaleMar 16, 2001 · Amount on Record
Deed Document Number20167297728
Prior Transfer DateJan 26, 2010
Prior Transfer Doc0006577473
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address700 MOUNTAIN RD, LAKE BLUFF, IL 60044-2105
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007880070
DateMar 3, 2022
Instrument7880070
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMar 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.87%
IndexOther
Max Rate7.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,028,674 (+52.5%) Land $267,863 Building $760,811$3,086,330 (+52.5%) Land $803,669 Building $2,282,661
2024$62,692.00 (+46.35%)
2023$42,838.00 (+3.64%)$674,548 (+5.97%) Land $226,578 Building $447,970$2,023,846 (+5.97%) Land $679,802 Building $1,344,044
2022$41,332.00$636,570 Land $213,821 Building $422,749$1,909,901 Land $641,527 Building $1,268,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number