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700 Monroe St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 700 Monroe St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,841 sqft · built 1929
Lot Size0.199 acres (8,680 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jan 2016)
Tax Bill$4,315 (2025)
Deeds & MortgagesMar 2024 Sale
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN021030A000

Property Details

APN / Parcel Number

Primary APN021030A000
Alternative APN
  • 6-009A-B221-00-0013.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,841 sqft Living Area
1st Floor Area1,414 sqft
Basement Area1,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area8,680 sqft
Lot Dimensions140 ft deep x 62 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area334 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number021030A000
Old Parcel Number021030A000
Street Address700 MONROE ST
CitySAINT CHARLES
StateMO
Zip63301-1843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 221
Legal Range05E
Legal Township47N
Legal SubdivisionCITY/ST CHARLES
Legal Block221
Legal Lot Number13
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1023
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

700 Monroe St is owned and occupied by two individuals who bought it in January 2016.

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address700 MONROE ST, SAINT CHARLES, MO 63301-1843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Beneficiary Deed, Transfer
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTEGRITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2016 · Amount on File
Deed SaleJan 4, 2016 · Amount on File
Deed Document Number0064731962
Deed Book / Page6473 / 1962
Record UpdatedJun 8, 2026

March 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMar 4, 2024
Property Address700 MONROE ST, SAINT CHARLES, MO 63301-1843
Document Number0000008090
Instrument DateFeb 21, 2024
Instrument2024R-008090
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address700 MONROE ST, SAINT CHARLES, MO 63301-1843

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address700 MONROE ST, SAINT CHARLES, MO 63301-1843
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R011941
DateFeb 9, 2021
Instrument2021R-011941
Lender
NameFIRST INTEGRITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 700 Monroe St was $4,315.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,315.00$69,003$363,175 Land $50,000 Building $313,175
2023$63,984
2022$336,758 Land $37,500 Building $299,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 Monroe St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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