Montgomery County property record for 700 Miller Ave, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1920 |
| Lot Size | 0.138 acres (6,030 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628278004000 |
| Primary APN | 600628278004000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 698 sqft |
| Basement Area | 698 sqft |
| Finished Basement | 380 sqft |
| Unfinished Basement | 318 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,030 sqft (0.138 acres) |
| Lot Dimensions | 134 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 270 sqft |
| Patio Area | 210 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 700 MILLER AVE |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELLETT ADD LT 7 & POR ALLEY ADJ LT 7 |
| Legal Subdivision | ELLETT ADD |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960200 |
700 Miller Ave is owned and occupied by two individuals who acquired it in November 2010.
Source: Montgomery County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 MILLER AVE, RED OAK, IA 51566-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jan 3, 2017 | Deed of Trust, Mortgage HOUGHTON STATE BANK |
| Mar 22, 2017 | Deed of Trust, Mortgage HOUGHTON STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2010 |
| Transfer Doc | 0334/0062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 700 MILLER AVE, RED OAK, IA 51566-2038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2090 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2020/2090 |
| Instrument | 2020 2090 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 700 MILLER AVE, RED OAK, IA 51566-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/0022 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 2017/0022 |
| Instrument | 2017 0022 |
| Name | HOUGHTON STATE BANK |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 700 MILLER AVE, RED OAK, IA 51566-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/0470 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 2017/0470 |
| Instrument | 2017 0470 |
| Name | HOUGHTON STATE BANK |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Amount | Amount on Record |
|---|---|
| Term | 298 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 700 Miller Ave was $2,436, down 6.2% from the year before.
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (-6.16%) | $111,590 Land $9,360 Building $102,230 | $111,590 Land $9,360 Building $102,230 |
| 2024 | $2,596.00 | ||
| 2023 | $110,620 Land $7,020 Building $103,600 | $110,620 Land $7,020 Building $103,600 | |
| 2022 | $1,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Miller Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1987–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Miller Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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