700 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 700 McClure Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,297 sqft · built 1928
Lot Size0.194 acres (8,448 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jul 2022)
Tax Bill$5,415 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-303-005

Property Details

APN / Parcel Number

Primary APN06-11-303-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,297 sqft Living Area
Gross Area2,270 sqft
1st Floor Area1,297 sqft
Basement Area973 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Construction TypeFrame
Lot Area8,448 sqft (0.194 acres)
Lot Dimensions132 ft deep x 64 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address700 MCCLURE AVE
CityELGIN
StateIL
Zip60123-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST PARK ADDN SOUTH 64 FT OF LOTS 1 & 2 BLOCK 9
Legal SubdivisionWEST PARK ADDN
Legal Block9
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address700 MCCLURE AVE, ELGIN, IL 60123-2840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 16, 2018Warranty Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number202238043
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 26, 2022
Property Address700 MCCLURE AVE, ELGIN, IL 60123-2840
Document Number0000038043
Instrument DateJun 24, 2022
Instrument2022K038043
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 MCCLURE AVE, 700, ELGIN, IL 60123-2840

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 MCCTURE AVE, ELGIN, IL 60123-2840

Mortgage

Document Number0000038044
DateJul 26, 2022
Instrument2022K038044
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate5.39%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2018
Property Address700 MCCLURE AVE, ELGIN, IL 60123-2840
Document Number0000040102
Instrument DateJul 27, 2018
Instrument40102
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyBAIRD AND WARNER TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$159.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7000 MCCLURE AVE ELGIN IL 60123, ELGIN, IL 60123

Mortgage

Document Number40103
DateAug 16, 2018
Instrument40103
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,415.00 (+15.8%) Homeowner's exemption$78,985 (+8.57%) Land $16,394 Building $62,591$237,050 (+8.57%) Land $49,202 Building $187,848
2024$72,750 (+21.39%) Land $15,100 Building $57,650$218,337 (+21.44%) Land $45,318 Building $173,019
2022$4,676.00 (+4.77%) Homeowner's exemption$59,929 (+6.96%) Land $12,439 Building $47,490$179,787 (+6.96%) Land $37,317 Building $142,470
2021$4,463.00 Homeowner's exemption$56,030 Land $11,630 Building $44,400$168,090 Land $34,890 Building $133,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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