Adams County property record for 700 Main St, Natchez, MS 39120
| Property Type | Retail Store |
|---|---|
| Details | 1 ba · 9,490 sqft · built 1954 |
| Lot Size | 0.54 acres (23,410 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,097 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jun 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0003 0001 0005 |
| Primary APN | 0003 0001 0005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 9,490 sqft Total Area |
| 1st Floor Area | 9,490 sqft |
| Flooring | Tile |
| Interior Walls | Unfinished |
| Overhead Door | Overhead Door |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 23,410 sqft (0.54 acres) |
| Lot Dimensions | 151 ft deep x 135 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Account Number | 11039 |
|---|---|
| Street Address | 700 MAIN ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3328 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | B3 |
| Legal Description | B&LS 704-706 S/S E MAIN ST 41-114A- 62 3-1-6&7 |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 21 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
700 Main St, a commercial property, is owned by a company that acquired it in June 2019.
Source: Adams County records, as of March 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 116 N COMMERCE ST, NATCHEZ, MS 39120-3254 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED MISSISSIPPI BANK |
| Jun 13, 2013 | Deed of Trust, Mortgage STATE BANK & TRUST COMPANY |
| Aug 1, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED MISSISSIPPI BANK |
| Aug 1, 2024 | Warranty Deed, Transfer |
| Jun 14, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2019 |
| Transfer Doc | 000027T/56 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Document Number | 001021/271 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 1021/271 |
| Instrument | 143214 |
| Name | UNITED MISSISSIPPI BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Term | 240 Months |
| Due | Jan 20, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 W COURT ST, BROOKHAVEN, MS 39601-3017 |
| Document Number | 000844/345 |
|---|---|
| Date | Jun 13, 2013 |
| Book Page | 844/345 |
| Name | STATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | 147 S RAILROAD AVE, BROOKHAVEN, MS 39601 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 15, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Document Number | 001016/381 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 1016/381 |
| Instrument | 141923 |
| Name | UNITED MISSISSIPPI BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Jan 27, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Aug 1, 2024 |
| Property Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Document Number | 00029G/663 |
| Book / Page | 29G / 663 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 141922 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 N COMMERCE ST, NATCHEZ, MS 39120-3254 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Jun 14, 2019 |
| Property Address | 700 MAIN ST, NATCHEZ, MS 39120-3328 |
| Document Number | 000027T/56 |
| Book / Page | 27T / 56 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 123900 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 700 Main St was $8,097, up 26.6% from the year before.
Source: Adams County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,097.00 (+26.61%) | $49,566 (+29.38%) | $330,440 (+29.39%) Land $48,000 Building $282,440 |
| 2024 | $6,395.00 (+0.11%) | $38,309 (+0.1%) | $255,390 (+0.1%) Land $48,000 Building $207,390 |
| 2023 | $6,388.00 (+5.85%) Homeowner's exemption | $38,270 (-) Land $7,200 Building $31,070 | $255,130 Land $48,000 Building $207,130 |
| 2022 | $6,035.00 | $38,270 | |
| 2021 | $255,130 Land $48,000 Building $207,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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