Rowan County property record for 700 Litton Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,352 sqft · built 1981 |
| Owner | Individual Name on File |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00 00 022.01 |
| Primary APN | 044-00 00 022.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Basement Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 8218 |
|---|---|
| Street Address | 700 LITTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, GARAGE & 3.5 A +- LITTON ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950100 |
700 Litton Rd is owned and occupied by an individual.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 700 LITTON RD, MOREHEAD, KY 40351-8284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Line of Credit MOREHEAD COMMUNITY FEDERAL CREDIT UNION |
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit MOREHEAD COMMUNITY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000213679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 31, 2026 |
| Property Address | 700 LITTON RD, MOREHEAD, KY 40351-8284 |
| Document Number | 0002049936 |
| Book / Page | 497 / 620 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262049936 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 700 LITTON RD, MOREHEAD, KY 40351-8284 |
| Document Number | 0002049936, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 497/620 |
| Instrument | 20262049936 |
| Name | MOREHEAD COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 28, 2026 |
| Property Address | 700 LITTON RD, MOREHEAD, KY 40351-8284 |
| Document Number | 0002046352 |
| Book / Page | 493 / 248 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20262046352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 700 LITTON RD, MOREHEAD, KY 40351-8284 |
| Document Number | 0002046352, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 493/248 |
| Instrument | 20262046352 |
| Name | MOREHEAD COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 700 Litton Rd was $1,511.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 | $180,600 Land $20,000 Building $160,600 | $180,600 Land $20,000 Building $160,600 |
| 2023 | $1,470.00 | $172,600 Land $20,000 Building $152,600 | $172,600 Land $20,000 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Litton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Litton Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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