700 Lake Pointe Cir, Arnold, MO 63010 Property Records

Jefferson County property record for 700 Lake Pointe Cir, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Jan 2005)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-20.0-1-001-002.15`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-20.0-1-001-002.15`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,264 sqft
Basement Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	120 sqft
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	700 LAKE POINTE CIR
City	ARNOLD
State	MO
Zip	63010-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	RIVERBLUFF ESTS LOT 15
Legal Range	6E
Legal Township	43N
Legal Section	20
Legal Subdivision	RIVERBLUFF ESTS
Legal Block	2
Legal Lot Number	15
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2001
Census Tract	700121

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 LAKE POINTE CIR, ARNOLD, MO 63010-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Oct 8, 2019	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2005 · Amount on Record
Deed Sale	Jan 11, 2005 · Amount on Record
Deed Document Number	20051873
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	700 LAKE POINTE CIR, ARNOLD, MO 63010-1450
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020238
Date	May 10, 2021
Instrument	2021R-020238

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	700 LAKE POINTE CIR, ARNOLD, MO 63010-1450
Document Number	0000032051
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 LAKE POINTE CIR ARNOLD MO 630101450, ARNOLD, MO 63010-1450

Mortgage

Document Number	0000032051
Date	Oct 16, 2019
Instrument	32051

Lender

Name	MR COOPER
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2039

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,600 (-) Land $5,700 Building $30,900	$192,300 (-) Land $29,900 Building $162,400
2025	$2,479.00 (+5.18%)	$36,600 (+8.61%) Land $5,700 Building $30,900	$192,300 (-) Land $29,900 Building $162,400
2024	$2,357.00 (+0.6%)		$192,300 (+8.58%) Land $29,900 Building $162,400
2023	$2,343.00	$33,700 Land $5,700 Building $28,000	$177,100 Land $29,900 Building $147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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