700 Lake Palms Dr, Largo, FL 33771 Property Records

Pinellas County property record for 700 Lake Palms Dr, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 2006
Lot Size	0.15 acres (6,517 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,300 (Nov 2018)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-4396-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-4396-2`
Alternative APNs	`36-29-15-25411-000-0010` `291536254110000010` `R394222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,164 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,517 sqft (0.15 acres)
Lot Dimensions	101 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	348 sqft
Deck Area	120 sqft
Patio Area	695 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R394222
Street Address	700 LAKE PALMS DR
City	LARGO
State	FL
Zip	33771-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELAINE ESTATES LOT 1
Legal Range	15E
Legal Township	29S
Legal Section	36
Legal Subdivision	ELAINE ESTATES
Legal Tract	25411
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2002
Census Tract	25416

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 LAKE PALMS DR, LARGO, FL 33771-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage GUARANTEED RATE
Nov 6, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Jun 22, 2006 · Amount on Record
Deed Document Number	2018357779
Deed Book / Page	20326 / 1531
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	700 LAKE PALMS DR, LARGO, FL 33771-2528
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LAKE PALMS DR, LARGO, FL 33771-2528

Mortgage

Document Number	0216510071
Date	Jul 30, 2021
Book Page	21651/71
Instrument	2021250888

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Mar 16, 2020
Property Address	700 LAKE PALMS DR, LARGO, FL 33771-2528
Document Number	0209240405
Book / Page	020924 / 000405
Instrument Date	Mar 6, 2020
Instrument	88166
Transaction Type	Construction Loan
Record Updated	Apr 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 LAKE PALMS DR LARGO FL 337712528, LARGO, FL 33771-2528

Mortgage

Document Number	209240405
Date	Mar 16, 2020
Book Page	020924/000405
Instrument	88166

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2021

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 6, 2018
Property Address	700 LAKE PALMS DR, LARGO, FL 33771-2528
Document Number	0203261531
Book / Page	020326 / 001531
Instrument Date	Nov 2, 2018
Instrument	357779
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 LAKE PALMS DR LARGO FL 337712528, LARGO, FL 33771-2528

Mortgage

Document Number	203261533
Date	Nov 6, 2018
Book Page	020326/001533
Instrument	357780

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+7.96%) Homeowner's exemption	$212,196 (+5.99%)	$341,796 (+4.35%) Land $92,795 Building $249,001
2023	$2,989.00 (+8.69%) Homeowner's exemption	$200,210 (+7.22%)	$327,559 (+21.18%) Land $124,876 Building $202,683
2022	$2,750.00 Homeowner's exemption	$186,723	$270,317 Land $120,009 Building $150,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1982–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 972 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on Lake Palms Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures