700 Howard St, Easton, MD 21601 Property Records

Talbot County property record for 700 Howard St, Easton, MD 21601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,758 sqft · built 1965
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Feb 2026)
Tax Bill	$2,664 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-004107`

Property Details

APN / Parcel Number

Primary APN	`01-004107`
Alternative APNs	`1004107` `004107`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Total Area
1st Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004107
Street Address	700 HOWARD ST
City	EASTON
State	MD
Zip	21601-3935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 - 75X115 S/S HOWARD ST EASTON
Legal Subdivision	CALVERT TERRACE
Legal Lot Number	49
Jurisdiction	TALBOT MD
Township / Civil Division	1, EASTON
Census Block Group	1
Census Block	1021
Census Tract	960400

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 HOWARD ST, EASTON, MD 21601-3935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
May 22, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Book / Page	3244 / 203
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0023790043
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Feb 17, 2026
Property Address	700 HOWARD ST, EASTON, MD 21601-3935
Document Number	0032440203
Book / Page	3244 / 203
Map Reference	LB 9 FO 3
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	700 HOWARD ST, EASTON, MD 21601-3935

Mortgage

Document Number	0003244209
Date	Feb 17, 2026
Instrument	3244/209

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	2
Max Rate	5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	700 HOWARD ST, EASTON, MD 21601-3935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027540032
Date	Oct 5, 2020
Book Page	2754/32

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	May 22, 2017
Property Address	700 HOWARD ST, EASTON, MD 21601-3935
Document Number	0024480092
Book / Page	2448 / 092
Map Reference	LB9 FO3
Instrument Date	May 19, 2017
Instrument	2448-092
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	700 HOWARD ST, EASTON, MD 21601-3935

Mortgage

Document Number	2448097
Date	May 22, 2017
Instrument	2448-097

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Easton Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,664.00 (+9.27%)	$337,133 (+7.24%)	$359,900 (-) Land $82,000 Building $277,900
2025	$2,438.00 (+21.41%)	$314,367 (+13.07%)	$359,900 (+23.42%) Land $82,000 Building $277,900
2023	$2,008.00	$278,033	$291,600 Land $65,600 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON UTILITIES serves 17,357 people · EPA ID MD0200003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Cable	1,000 / 125
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Breezeline.

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